HDFC minimum balance

[cowcoconut]

Better for travel only
At 5 lakh spend

Check amex plat card too
Regalia best at 7.5 l spend

If I have an addon card holder, can they also access the lounge for regalia gold?
Assuming I reach 7.5L spends per year (together with my addon card holder), and that I'm interested in travel + lounge benefits, which of these 3 cards (Regalia Gold, Atlas, Platinum Travel) will the best one?
I'm leaning towards atlas because the lounge access allows guests. But I don't fully understand if I'll actually get back the 5900 I pay every year reliably.

Edit: Also I think I'll never shop from myntra, nykaa, m&s and the quarterly voucher for regalia gold seem useless

 

[Vasuki]

5900

Atlas is one of best paid card
Justify it's joining fee
From next year it's on you

 

[sujal]

Entry age is 25 not exit

 

[Vasuki]

View attachment 48804

Yes that's what I meant
If u r 18-25 u can open
It's the entry age to account

25 is not exit dear

 

[Das.N]

Savings max account ka Fd requirements kya hai?

 

[Vasuki]

Savings max account ka Fd requirements kya hai?

1.25 lakh
5x for all accounts

 

[sujal]

Yes that's what I meant
If u r 18-25 u can open
It's the entry age to account

25 is not exit dear

After the age of 25 it will not convert to 10k mab account?

 

[cowcoconut]

Atlas is one of best paid card
Justify it's joining fee
From next year it's on you

For somoene with 7.5L spend per year, is atlas justified? Will only be in gold tier all the time, but I will make good use of the lounge and travel miles.

 

[Vasuki]

For somoene with 7.5L spend per year, is atlas justified? Will only be in gold tier all the time, but I will make good use of the lounge and travel miles.

Spend 4+4 on atlas & amex plat(4 lakh )
Don't trust on axis

They can change anything anytime
So take a safe bet

 

[pankaj_ji]

Transferring to rural branch is not a wise choice

 

[Vasuki]

Transferring to rural branch is not a wise choice

Why ?

 

[pankaj_ji]

Kahi tapak gye to kitna pesa th

Kitna balance h, ye raaz b raaz hi reh jaega, plus branch transfer itself may need some extra efforts