mutual fund scheme with largest share of investment

[bugmenot]

If any one is planning to go for index fund, don't get attracted by expense ratio. You should check tracking error also. It's a measure of how much the fund deviates from the underlying index, the lower the better. Better to pick index fund with large size and established fund house.

 

[krishc]

If any one is planning to go for index fund, don't get attracted by expense ratio. You should check tracking error also. It's a measure of how much the fund deviates from the underlying index, the lower the better. Better to pick index fund with large size and established fund house.

do all brokers show this tracking error ?

 

[Gabbar]

No promotion
Yadnya investment academy is my goto source for investment related advice. Mf yadnya has huge information on the mf related topics.

 

[arko]

you can check etmoney for mf details .it is also quite good.

 

[R!ppEr]

my portfolio 😀

• CR Large Cap
• PGIM Midcap
• HDFC Liquid
• Axis ELSS
• Axis Nifty NEXT50
• Axis Nifty50 ETF
• Axis Gold Fund
• Kotak Hybrid
• Kotak Small Cap
• Kotak Gold Fund
• Kotak Bluechip
• Nippon LargeCap
• Nippon MultiCap
• quant ELSS
• quant Absolute
• quant Multi Asset
• quant Largecap

 

[jade]

Is UTI nifty 50 index good or hdfc nifty 50 plan good?

Index funds are all the same. Invest in the index fund that has the least tracking error.

 

[Tosh]

What's your opinion on hedging risks from market crash in bluechip funds with thematic funds like FMCG/Infra or Commodities?

 

[R!ppEr]

i see a very few people have debt and gold funds/etfs. No hedging strategies? 😀

 

[kushhh]

So is nifty bees the right stock to invest in nifty , or i invest in seperate banks nifty 50 mutual fund @etmoney

 

[bugmenot]

i see a very few people have debt and gold funds/etfs. No hedging strategies? 😀

I do hold good amount in debt funds of ICICI and ABCL. Mostly corporate bond funds and ultra short term. I also have few investment in arbitrage funds.

 

[bugmenot]

So is nifty bees the right stock to invest in nifty , or i invest in seperate banks nifty 50 mutual fund @etmoney

Niftybees is etf and it will have real time price. Intraday you may see few swings if there is breaking news. You will need demat account to hold etf units.

While, MF will have end of day closing NAV as your purchase price and doesn't require demat account.

Bank nifty tracks only banking sector, while nifty 50 is diversified index.

 

[R!ppEr]

So is nifty bees the right stock to invest in nifty , or i invest in seperate banks nifty 50 mutual fund @etmoney

if you want to invest in nifty go with niftybees

 

[jade]

What's your opinion on hedging risks from market crash in bluechip funds with thematic funds like FMCG/Infra or Commodities?

If you understand the FMCG/Infra and Commodities sectors and their associated business cycles, then you can use those themes to hedge your risk, if not you are just worse off. Even the experts in those respective fields are seldom right about those associated business cycles.

I would rather hedge my risk from a market crash with debt instruments such as FDs, debt funds, liquid funds etc.,

 

[jade]

i see a very few people have debt and gold funds/etfs. No hedging strategies? 😀

I do with FDs. With the recent changes in indexation benefits on debt funds, debt funds have become very less attractive. I am not a big fan of gold funds. I invest in 70% equity and 30% in debt.

 

[COSMOCRAT]

I do with FDs. With the recent changes in indexation benefits on debt funds, debt funds have become very less attractive. I am not a big fan of gold funds. I invest in 70% equity and 30% in debt.

Debt funds are still very attractive for rebalancing and if you plan only to take out money when retired. As they are now taxed at income slabs, when you are retired you can take out from it so long as the amount is below the taxable slab and pay zero tax on it. Of course, if the goal is short-term, they are no good. If not, let them compound over years at 7-8% interest and then start a SWP from it.

 

[jade]

So is nifty bees the right stock to invest in nifty , or i invest in seperate banks nifty 50 mutual fund @etmoney

Both the ETFs and Mutual funds have their advantages and disadvantages. ETFs are cheaper, while MFs are organized. Trading ETFs can have associated costs, while transaction costs in MFs are zero.

More importantly, if you want to invest in active investment strategies, you only have MFs. All ETFs are passive and track an index.

 

[jade]

Debt funds are still very attractive for rebalancing and if you plan only to take out money when retired. As they are now taxed at income slabs, when you are retired you can take out from it so long as the amount is below the taxable slab and pay zero tax on it. Of course, if the goal is short-term, they are no good. If not, let them compound over years at 7-8% interest and then start a SWP from it.

You have a point

For me, the FD rates are as high as 8% now. I hardly know a debt MF that gives a similar return. Also, FDs have zero risk, while debt MF can have some degree of risk given that many debt MFs invest in corporate debt. Personally, the FD rates and risk factor have made FDs more attractive than debt MF for me. If indexation and keeping the LTCG would have been there, I would have tilted more towards debt funds than towards FDs

 

[bugmenot]

Debt funds are still very attractive for rebalancing and if you plan only to take out money when retired. As they are now taxed at income slabs, when you are retired you can take out from it so long as the amount is below the taxable slab and pay zero tax on it. Of course, if the goal is short-term, they are no good. If not, let them compound over years at 7-8% interest and then start a SWP from it.

Deferred tax liability is one of best reason to choose debt over FD. Tax laws can change anytime. In future, there could be favorable tax slabs and the resultant tax could be lower.

In FD, you have to pay tax every year as per the slabs.

 

[iAmPm]

I am still confused between index funds and bees. Can someone explain me pros and cons of them to make a choice.
Both tracks the index and passively managed?
I do understand that bees are like stock and trade like a stock so which one could have better tracking and lower expense ratio, Cause these are the 2 major things to look at while investing in index funds/bees

 

[jade]

I am still confused between index funds and bees. Can someone explain me pros and cons of them to make a choice.
Both tracks the index and passively managed?
I do understand that bees are like stock and trade like a stock so which one could have better tracking and lower expense ratio, Cause these are the 2 major things to look at while investing in index funds/bees

You can search on the google for ETF vs Index funds. There are ton of excellent explanations.