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My 15 days journey with INDUSIND Bank(From Pinnacle CC to Exclusive account with both Visa and MC World Debit cards)

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ZappyRed said:
May 9 2024 - Applied for Pinnacle CC at around 12PM, approved the same day at 7PM with 5L limit(5000+GST fees(Onetime joining fees) reversed for 50k spends in 3months, confirmed by calling CC)

May 11 2024 - Pinnacle Card delivered

Since my goal is to get an Exclusive Account, I didn't create any Netbanking logins for credit card, after reading many posts for not being able to link them later to make 0 MAB Exclusive account.

May 15 2024 - Applied for Indus Exclusive Account with 90k initial funding via Online Link. Account opened in minutes. Did Video KYC.

May 21 2024 - Welcome kit delivered with VISA Signature Debit card, Cheque Book, some other documents. Created logins for Netbanking, linked Pinnacle credit card to make the Exclusive account 0 MAB. Withdrawn all money to my other accounts.

May 24 2024 - Randomly out of no where saw that we can also apply for MC WORLD DC by calling the C care. Called the CC just now @ 1.40 AM today(May 24 2024). The CC guy took the request for a MC World debit card(Surprisingly I got the request taken in the first call itself, after address verification in call).
May 24 2024 - @ 1.41 AM the MC WORLD DC is showing up on the INDUS APP(I am indeed quite surprised at their swiftness to take the request, approve it and generate a Virtual card and show it up in their portal).


INDUSIND BANK - DONE AND DUSTED

A big thanks and shout out to the TF community for sharing their experiences which helped me immensely in the above journey.
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Do you have to do vkyc again for opening online bank a/c even after you did vkyc for cc?
 
dadofjohnwick said:
Do you have to do vkyc again for opening online bank a/c even after you did vkyc for cc?
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Yes. You have to. In my case, I did eKYC. Not Video KYC. Only aadhar based eKYC is done on my end(Don't know why video KYC is not prompted). I had to visit branch to update my signature.

They do video KYC to capture your signature to issue Cheque Book.
 
ChurningNoob said:
Thanks I called CC they said fees is 15k so I asked them to close the card now they are ready to reverse the chargers once I activate the card, so just did kyc for exclusive saving account. Once I receive saving acc details will activate the card and start the fight 😀
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Update here when they reverse your charges.
 
ChurningNoob said:
I finally linked my CC with my bank account, how do I confirm whether the account is 0 MAB?
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They just reply you on email that when you link your cc, it will automatically become 0 MAB. Confirmed from CC via email. They don't explicitly say that it's a 0 MAB account.
 
HOW TO TAKE MC WORLD AS EVERYTIME I CALL THEY DENY AND ASK TO CLOSE VISA. ALSO AT WHICH CC NUMBER THE CALL WAS MADE AS THE NUMBER 18602677777 IS CHARGEABLE AND NOT GETTING CONNECTED FROM MY REGISTERED MOBILE. IS THERE ANY TOLL FREE NUMBER
 
sumeet said:
HOW TO TAKE MC WORLD AS EVERYTIME I CALL THEY DENY AND ASK TO CLOSE VISA. ALSO AT WHICH CC NUMBER THE CALL WAS MADE AS THE NUMBER 18602677777 IS CHARGEABLE AND NOT GETTING CONNECTED FROM MY REGISTERED MOBILE. IS THERE ANY TOLL FREE NUMBER
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You can call this landline number
022 6857 7777

Contact Us - Customer Care Number for Phone Banking | IndusInd Bank

24/7 IndusInd Bank Contact Centre Number: Within India 18602677777 & Outside India 022-44066666. Visit us for any assistance regarding your banking related queries or feedback.
www.indusind.com www.indusind.com
 
sumeet said:
HOW TO TAKE MC WORLD AS EVERYTIME I CALL THEY DENY AND ASK TO CLOSE VISA. ALSO AT WHICH CC NUMBER THE CALL WAS MADE AS THE NUMBER 18602677777 IS CHARGEABLE AND NOT GETTING CONNECTED FROM MY REGISTERED MOBILE. IS THERE ANY TOLL FREE NUMBER
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any success ?
 
Ra.One said:
difference b/w visa and mastercard variants, apart from the obvious?
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No difference other than obvious I believe as reward limit is same. Just would like to know that whether the Bookmyshow offer is per debit card or bank account basis
 
sumeet said:
HOW TO TAKE MC WORLD AS EVERYTIME I CALL THEY DENY AND ASK TO CLOSE VISA. ALSO AT WHICH CC NUMBER THE CALL WAS MADE AS THE NUMBER 18602677777 IS CHARGEABLE AND NOT GETTING CONNECTED FROM MY REGISTERED MOBILE. IS THERE ANY TOLL FREE NUMBER
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when you open a new account, they make a welcome call post delivery of welcome kit right.
I requested today when i got a call today that I needed a mastercard variant and she took the request around 5pm. All she asked was the address and sent an OTP for authentication. in the night i saw the app and could already see the mc variant also.
I was told kit will be delivered in 3-4 working days.
 
Pls help
2 days ago applied for pinnacle cc it was approved and delivered today.
Now what should i do for opening the exclusive account? Is it mandatory to open online only or can go to branch tomorrow and they will open it.
If online account is mandatory, how to get 90k initial funding link
 
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freedealexpert said:
Pls help
2 days ago applied for pinnacle cc it was approved and delivered today.
Now what should i do for opening the exclusive account? Is it mandatory to open online only or can go to branch tomorrow and they will open it.
If online account is mandatory, how to get 90k initial funding link
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bhai, start the process online, sab mil jaayega
 
DM me your number. I'll ask an agent who helped me open an Exclusive account online with 90k funding.
 
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