My Experience Regarding IDFC Wealth CC

[jarium]

Just wanted to post.
Got recently IDFC Wealth CC very easily.
Visited the nearest branch and asked for a credit card.
They took the details and told they can give wealth with 5L limit LTF.
I was expecting Select LFT and thought will request for wealth LTF.

Anyway got the CC delivered with in week.
They sent a seperate DreamFolks card for spa and lounge ac

 

[Avatar Aang]

Same here. closed the Select card and tried with alternate number but it shows error. Will apply through an agent after 3-4 months.

Update: Now I am able to apply using the same number but still select with 2L limit is being offered. Any idea how to get past Select. I had put salary more than 3L per month and C2C I tried with Amex, Citi, Axis, HDFC all have limit > 5.5L

 

[Kumar93196]

Update: Now I am able to apply using the same number but still select with 2L limit is being offered. Any idea how to get past Select. I had put salary more than 3L per month and C2C I tried with Amex, Citi, Axis, HDFC all have limit > 5.5L

What's the highest limit of cc you have and lowest cc limit?

 

[Avatar Aang]

What's the highest limit of cc you have and lowest cc limit?

8L AU zenith and 1.5L BOB Easy

 

[Kumar93196]

8L AU zenith and 1.5L BOB Easy

How old is your au cc is?
Idfc don't offer any cc on AU cc basis 🙂

 

[rahulsingla]

Kaafi stress lagta hai zindagi me.

For some asking for help is stress in life. But it's not for me.

 

[Avatar Aang]

How old is your au cc is?
Idfc don't offer any cc on AU cc basis 🙂

I know.

Update: Now I am able to apply using the same number but still select with 2L limit is being offered. Any idea how to get past Select. I had put salary more than 3L per month and C2C I tried with Amex, Citi, Axis, HDFC all have limit > 5.5L

Please read the last line.

 

[Rahul Gupta]

Is there anyone who has wealth and can provide Head massage Dreamfolks QR code for Delhi Airport?

Idfc wealth cc gives complimentary head massage?

 

[Aditya12]

Idfc wealth cc gives complimentary head massage?

Yeah, on airports.

 

[rahulsingla]

Yeah, on airports.

Yes but there is waiting.. Everyone wants that. So if you want to use the benefits, have some extra free time at the airport.

 

[vine]

How old is your au cc is?
Idfc don't offer any cc on AU cc basis 🙂

Do Kotak, ICICI cards will work for c2c for idfc Wealth cc?

 

[Kumar93196]

Do Kotak, ICICI cards will work for c2c for idfc Wealth cc?

Yup most of the time just mention hdfc cc on behalf of your existing cc and mention the limit of your Highest limit cc.
You might land on wealth using the trick

 

[vine]

Yup most of the time just mention hdfc cc on behalf of your existing cc and mention the limit of your Highest limit cc.
You might land on wealth using the trick

Any need of salary proofs or physical address verification, etc?

 

[SSV]

Any need of salary proofs or physical address verification, etc?

If profile is good, card will be generated within 10 mins after VKYC

 

[feelurheart143]

same i got Wealth card with 7.1L limit on c2c with Amazon pay card. Easy process.

 

[samarthprak]

I have regalia gold with 6.99L limit, apay 7.5l, and some card basic credit cards, both are 10 (upgraded last sept) 5 years old cards. I am looking to apply IDFC wealth, i got a net salary credit of 1.7l per month. So which will be better to use for this, should i put my income as 3l and try. but then what if they ask my income proof?

 

[Boy 07]

If you hold account with idfc than you can do anything except waiting for 90 days.

I am trying apply idfc credit card it's says we are unable to process your application .if iuse other mobile no it's says you have already application I applied before one year I try to contact credit card team they told that there is no offer for you right now we will let you know when it's available what to do ????

 

[Kumar93196]

I am trying apply idfc credit card it's says we are unable to process your application .if iuse other mobile no it's says you have already application I applied before one year I try to contact credit card team they told that there is no offer for you right now we will let you know when it's available what to do ????

Decrease the credit utilisation and ask idfc to delete old application no

 

[Boy 07]

Decrease the credit utilisation and ask idfc to delete old application no

My utilisation is 1 % only