PSC_Infinia
TF Select
Hi Guys,
Hope all are doing good.
So basically my credit card Journey starts 3 years ago with HDFC Times Credit Card with the limit of Rs 30000.
● As at that time, i only have one card (HDFC Times), all my spends were done on it
● After 6 months, i got an upgrade offer from Times to Moneyback+ with limit enhancement to Rs 60000
● For almost, 1 years i used Moneyback+ after which my limit got increased to Rs 100000
● In 2022, i got another upgrade to Millennia credit with limit increase to Rs 120000
● After that, i move over to another Bank Credit Card like SBI Cashback, Axis Atlas and SBI Air India, as now i have started learning about Air/Hotel Miles and started traveling Dom/International
● Then i saw HDFC Infinia and i got love at first sight with this card 😅 and i wanted the same but my salary doesn't allow
● As i have been away from my Millennia credit card, suddenly i got limit enhancement to Rs 175000
● Then my RM (HDFC Preferred customer + Salary account) told me to get ULIP against which she can arrange me Infinia Metal card and that too LTF
Initially i thought it's a gimmick but after checking on Twitter and Technofino forum, i finally decided to go for it
● Now, i understand ULIP may sound bad but love is blind 😁
Additionally, i can fully utilize it to my uses because i have to pay Insurance(via Amazon), Flipkart/Amazon for Grocery (bigbasket doesn't deliver to my area), Smartbuy for flight booking
So, Thank you all guys for helping and teaching me. I might have missed some points or chronology but will be happy to add afterwards
Regarding ULIP, it's HDFC Smart life Protect (Rs 15000 every month for 5 years).
*Adding- received my card
Hope all are doing good.
So basically my credit card Journey starts 3 years ago with HDFC Times Credit Card with the limit of Rs 30000.
● As at that time, i only have one card (HDFC Times), all my spends were done on it
● After 6 months, i got an upgrade offer from Times to Moneyback+ with limit enhancement to Rs 60000
● For almost, 1 years i used Moneyback+ after which my limit got increased to Rs 100000
● In 2022, i got another upgrade to Millennia credit with limit increase to Rs 120000
● After that, i move over to another Bank Credit Card like SBI Cashback, Axis Atlas and SBI Air India, as now i have started learning about Air/Hotel Miles and started traveling Dom/International
● Then i saw HDFC Infinia and i got love at first sight with this card 😅 and i wanted the same but my salary doesn't allow
● As i have been away from my Millennia credit card, suddenly i got limit enhancement to Rs 175000
● Then my RM (HDFC Preferred customer + Salary account) told me to get ULIP against which she can arrange me Infinia Metal card and that too LTF
Initially i thought it's a gimmick but after checking on Twitter and Technofino forum, i finally decided to go for it
● Now, i understand ULIP may sound bad but love is blind 😁
Additionally, i can fully utilize it to my uses because i have to pay Insurance(via Amazon), Flipkart/Amazon for Grocery (bigbasket doesn't deliver to my area), Smartbuy for flight booking
So, Thank you all guys for helping and teaching me. I might have missed some points or chronology but will be happy to add afterwards
Regarding ULIP, it's HDFC Smart life Protect (Rs 15000 every month for 5 years).
*Adding- received my card
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