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New CIBIL Reporting Frequencies of Various Banks from January 2025

SSV

TF Reserve
Contributor
VIP Lounge
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Statement Date and Statement Date + 15 days
    • Amex

  2. 15th and month end ( 30/31)
    • Axis
    • BOB Cards
    • Yes Bank
    • SBM Bank
    • Kotak
    • IndusInd
    • RBL
    • Indian Bank(One card)
    • Federal bank
    • AU
    • IDFC
 
Last edited:
There was reporting on 31/12 as well. That was date my card listed on cibil.
So total 2 reportings till now
okay very good.. then it is fortightly for yes bank for sure..as was already updated in the first post..
 
Yes. 15th.
My kotak bill gen date is 15th. Exact balance as on 15th Jan was reported but still reporting time is listed as 31st Dec. Strange.
Same case with Yes Bank.
My YES bank marquee card is also reported as on 15/01 today.. so it is confirmed that it’s fortnightly for YES bank…

But for my Kotak Myntra it is still as on 31/12
 
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Amex
    • statement date
    • statement date +15 days
  2. Axis
    • 15th
    • 30/31st (month end)
  3. BOB Cards
    • 15th
    • 30/31st ( month end)
  4. YES Bank
    • 15th
    • 30/31st (month end)
  5. SBM Bank
    • 15th
    • 30/31st (month end)
Add RBL

Statement date
30/31 st
 
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