New CIBIL Reporting Frequencies of Various Banks from January 2025

[SSV]

Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)

1. HDFC
   • 7th
   • 15th
   • 22nd
   • 30/31st ( ie month end)

Fortnightly ( Two times, a month )

1. Statement Date and Statement Date + 15 days
   • Amex
   • 
     
2. 15th and month end ( 30/31)
   • Axis
   • BOB Cards
   • Yes Bank
   • SBM Bank
   • Kotak
   • IndusInd
   • RBL
   • Indian Bank(One card)
   • Federal bank
   • AU
   • IDFC

Thrice a month ( God Knows why SBI Chose this !!)

1. 15th , 30th and Due Date + 3 days
   • SBI

 

[SSV]

Pretty confusing with the icici reporting, but good thing is they reported so fast for jan 2025. Which is a improvement now should see when reporting dates.

Mine as-usual they reported statement date as of now.

Yes, definitely icici came back to the reality..earlier also they were notoriously late for reporting..
But both sbi and icici are making this complex unnecessarily..it will take sometime to figure out these guys frequency, may be by end of next month, if all goes well...

 

[EverybodyEverybody is verified member.]

Dear Customer,
Thank you for being a valued customer.
This is with reference to your HSBC Credit Card ending . As per the guidance from the Reserve Bank of India (RBI); banks are obligated to report the credit information for all customers to Credit Bureaus twice every month in the prescribed format.
We will be reporting your information under a 'Reportable Account Number' i.e. RAN.

The RAN allocated for your HSBC Credit Card is .
This RAN will be available in your credit information report as and when you access the same.

Just in from HSBC. Well so seems like even hsbc is getting ready to report as per the rbi guidelines. nice to see this.

 

[VasukiVasuki is verified member.]

@SSV check if icici reported on 20th of this for all card
If you refreshed your cibil today !

 

[SSV]

Yes,
my coral account - as on 20/01
Apay cc account - still as on statement date

@SSV check if icici reported on 20th of this for all card
If you refreshed your cibil today !

can only refresh again tomorrow

 

[Credit_Cards]

@SSV check if icici reported on 20th of this for all card
If you refreshed your cibil today !

icici will be deciphered by Feb end

 

[Credit_Cards]

can only refresh again tomorrow

even my apay date is bill date

 

[lightwaves]

ICICI reported on the 20th for my coral Rupay card. Usually they used to report on billing date, which is 28th of every month. When is the next expected reporting date?

 

[Credit_Cards]

ICICI reported on the 20th for my coral Rupay card. Usually they used to report on billing date, which is 28th of every month. When is the next expected reporting date?

28th it should be as per status quo, we cant be sure as we are still deciphering ICICI reporting

 

[pkpr]

Is it just me, or is anyone else having this problem?
I've got 7 active credit cards, and my CIBIL score's been around for two years.

It's been happening for the past two days.

 

[Credit_Cards]

Is it just me, or is anyone else having this problem?
I've got 7 active credit cards, and my CIBIL score's been around for two years.

It's been happening for the past two days.

raise dispute with CIBIL

 

[me_sovon]

ICICI has updated on 20/01/2025.
Both of cards amazon pay and coral

 

[SSV]

IDFC reported as on 15-01-2025

 

[pkpr]

Is it just me, or is anyone else having this problem?
I've got 7 active credit cards, and my CIBIL score's been around for two years.

It's been happening for the past two days.

@SSV sir need help
I use single name(in official docs too)
so when I applied for Apay ICICI card, the last name was mandatory, so the agent told me to put the last three letters of my first name in that section, and it worked, the card was approved. But now this month, when it was reported to CIBIL, all the previous details disappeared, probably because of the name mismatch. What should I do?

 

[EverybodyEverybody is verified member.]

@SSV sir need help
I use single name(in official docs too)
so when I applied for Apay ICICI card, the last name was mandatory, so the agent told me to put the last three letters of my first name in that section, and it worked, the card was approved. But now this month, when it was reported to CIBIL, all the previous details disappeared, probably because of the name mismatch. What should I do?

Approach CIBIL .

 

[SSV]

all the previous details disappeared,

Which details are missing here?
Wait for a while to see if it auto corrects or raise an issue with cibil

 

[pkpr]

Approach CIBIL .

It would be helpful if you could share the contact info like mail for CIBIL. I've tried to raise a dispute on their website, but my previous accounts are missing, and only my new Apay ICICI accounts are visible.

 

[pkpr]

Which details are missing here?
Wait for a while to see if it auto corrects or raise an issue with cibil

All my previous accounts, age, inquiries everything
Only new Apay cc account is visible
It's been 3 days already.

 

[SSV]

All my previous accounts, age, inquiries everything
Only new Apay cc account is visible
It's been 3 days already.

Then you must write to CIBIL ..check their website for contact details or thru contact us link.

 

[Rishabh]

HSBC will report twice a month as per SMS notification received two days ago.

 

[aniketkr.sharma]

Icici reported on 31st january