I went to the bank yesterday to apply for a new regalia card via c2c. I asked for the rupay version. He said there were only visa or master card. I insisted that some people I know have a rupay version of the card. He said he'd check, but he was not convincing enough that it gave me no confidence that I'll get the rupay version. While searching the forum, people have only converted their visa regalia to rupay. Is it only possible to convert it, or are there instances where people can get a new rupay regalia card itself?