Opened ICICI Wealth saving account with zero opening balance

[tiny]

So I see a lot of discussions here about people getting confused regarding the minimum cheque required for opening the wealth account. I will say it depends on the BM and the guy handling wealth.

 

[wolfdalalstreet]

Hi bro, can you please provide the email ID for wealth support where you sent the email. Thanks

wealthmanagement@icicibank.com

 

[kochiro]

I have recently opened wealth account with 1L initial finding and 0 MAB(CONFIRMED AFTER OPENING ACCOUNT WITH CC) ... If you need can share you the RM number after consenting with him, so share your location so that can ask the RM if he can do for that...

I need know info of someone in mumbai

 

[gunnerTH]

I need know info of someone in mumbai

Sorry no contact in Mumbai, Im from rajkot, gujarat...

 

[xxScriptzxx]

If anyone knows of wealth rm in bangalore, please message me

 

[mallepula143]

If anyone knows of wealth rm in bangalore, please message me

i am also looking for ICICI Wealth Account, anyone from banaglore please share the RM deatils..

 

[gunnerTH]

Hi bro, can you please provide the email ID for wealth support where you sent the email. Thanks

FYI,
Found another e-mail in welcome kit of WM account for escalation of any queries, headwealthmanagement@icicibank.com

 

[Nobody]

I have recently opened wealth account with 1L initial finding and 0 MAB(CONFIRMED AFTER OPENING ACCOUNT WITH CC) ... If you need can share you the RM number after consenting with him, so share your location so that can ask the RM if he can do for that...

Thanks bro i have opened my account in gurugram near my office since my nearest branch declined me. Now will transfer this account to that nearest branch only after some days once welcome kit, account syncing formalities are done. Then will msg to the rm of my nearest branch that he declined opening my account even with two lakhs funding, here i got it with zero since i only funded after opening of account😂

 

[shashifed]

Is ICICI wealth account a big deal? bcoz my brother got it without any hassle when he opened his salary account. Im I missing something?

 

[gunnerTH]

Thanks bro i have opened my account in gurugram near my office since my nearest branch declined me. Now will transfer this account to that nearest branch only after some days once welcome kit, account syncing formalities are done. Then will msg to the rm of my nearest branch that he declined opening my account even with two lakhs funding, here i got it with zero since i only funded after opening of account😂

Even if you don't transfer, there no home branch limitation or anything... From what was mentioned in brochure all branches pan India is home branch... So maybe keep it with the branch that opened the account as a favour to them 😄

 

[gunnerTH]

Is ICICI wealth account a big deal? bcoz my brother got it without any hassle when he opened his salary account. Im I missing something?

Not a big deal as such but have few advantages like hassle free, no waiting customer care, cool black ui in app and net banking, LTF DC with good benefits, something to brag about among friends 🤣... My main purpose to open is lower processing fews on loan as i am to apply for Home loan in few months...

 

[kochiro]

Even if you don't transfer, there no home branch limitation or anything... From what was mentioned in brochure all branches pan India is home branch... So maybe keep it with the branch that opened the account as a favour to them 😄

I kind of had quarrel with branch near my home as they were really straightforward taking me to branch manager and all saying it's impossible to open WM account below 10 lacs. They said it used to happen before April with 5 lac cheque now it's impossible and I said you don't need to lie if you can't do it which was kinda rude from my side but I was seeing people opening account here everyday and here they were calling it impossible. Today I received mail about wealth management and will probably recieve the kit in few days and RM will be from their branch. I wonder if he will downgrade my account or should I switch to some other RM?

 

[gunnerTH]

I

I kind of had quarrel with branch near my home as they were really straightforward taking me to branch manager and all saying it's impossible to open WM account below 10 lacs. They said it used to happen before April with 5 lac cheque now it's impossible and I said you don't need to lie if you can't do it which was kinda rude from my side but I was seeing people opening account here everyday and here they were calling it impossible. Today I received mail about wealth management and will probably recieve the kit in few days and RM will be from their branch. I wonder if he will downgrade my account or should I switch to some other RM?

I don't know in such a scenario if they can downgrade... Generally the BM are the problem and not the RM, even i didn't open at the branch i have the old account... The RM at that branch itself pointed me to the branch where i can get it done in 1L cheque... His only request was not to give ICICI ka cheque so I gave him from other bank account..

 

[kochiro]

I

I don't know in such a scenario if they can downgrade... Generally the BM are the problem and not the RM, even i didn't open at the branch i have the old account... The RM at that branch itself pointed me to the branch where i can get it done in 1L cheque... His only request was not to give ICICI ka cheque so I gave him from other bank account..

Cheque got cleared today , I wonder how long it will take for the kit

 

[gunnerTH]

Cheque got cleared today , I wonder how long it will take for the kit

Max 3 days, i guess by now you might be able to see virtual DC in account if you have access to net banking or iMobile

 

[kochiro]

Max 3 days, i guess by now you might be able to see virtual DC in account if you have access to net banking or iMobile

I don't have any virtual DC as he said he can only provide coral or expression ones. I said I only need MC World

 

[gunnerTH]

I don't have any virtual DC as he said he can only provide coral or expression ones. I said I only need MC World

That's strange, for me the MC world was showing in app even before the cheque cleared.... And coral etc was a scheme, that would have been additional card as MC World is by default available for all WM accounts LTF.

 

[kochiro]

That's strange, for me the MC world was showing in app even before the cheque cleared.... And coral etc was a scheme, that would have been additional card as MC World is by default available for all WM accounts LTF.

Well I did get mail about but theme is still orange and cibil check ain't free.

 

[gunnerTH]

Well I did get mail about but theme is still orange and cibil check ain't free.

That will change in 5 to 6 days time from the day of account opening ...

 

[Nobody]

Even if you don't transfer, there no home branch limitation or anything... From what was mentioned in brochure all branches pan India is home branch... So maybe keep it with the branch that opened the account as a favour to them 😄

Will think about it 😂.

 

[codenerd]

I have a 5 year old privilege account zero MAB with ICICI along with APay CC and Sapphiro CC.
Both my CCs are LTF and both have 3 lakh limit.
My salary is also credited to ICICI bank but somehow I am not sure if its a salary account as my company didnt open this account.
I had more than a thousand transactions from savings account last financial year and also many transactions on CCs also which proves I am an active user.

I am from Kolkata.
Someone pls suggest me how I can get upgraded to ZERo MAB wealth account. I am severely fed up of ICICI bank and their attitude.
They even told me that my current acc cant be upgraded and that I need to close my current account and then open a new one. If I close such an old account, does it affect my cibil?

Please tell me the best way with minimum or zero IP funding to get Wealth Account.
Any references for RM in kolkata will be highly appreciated.