Opened ICICI Wealth saving account with zero opening balance

[tiny]

So I see a lot of discussions here about people getting confused regarding the minimum cheque required for opening the wealth account. I will say it depends on the BM and the guy handling wealth.

 

[4uziaul]

I have a 5 year old privilege account zero MAB with ICICI along with APay CC and Sapphiro CC.
Both my CCs are LTF and both have 3 lakh limit.
My salary is also credited to ICICI bank but somehow I am not sure if its a salary account as my company didnt open this account.
I had more than a thousand transactions from savings account last financial year and also many transactions on CCs also which proves I am an active user.

I am from Kolkata.
Someone pls suggest me how I can get upgraded to ZERo MAB wealth account. I am severely fed up of ICICI bank and their attitude.
They even told me that my current acc cant be upgraded and that I need to close my current account and then open a new one. If I close such an old account, does it affect my cibil?

Please tell me the best way with minimum or zero IP funding to get Wealth Account.
Any references for RM in kolkata will be highly appreciated.

Opening and closing a savings account does not affect your CIBIL score.

 

[codenerd]

Opening and closing a savings account does not affect your CIBIL score.

I thought max age of your old account helps to get a better score! Is it true?

 

[krishc]

I thought max age of your old account helps to get a better score! Is it true?

that's for your old credit or loan account
not for savings or current account

 

[SSV]

I thought max age of your old account helps to get a better score! Is it true?

Yes, you are right but it only applies to Credit card account and loan accounts... not deposit accounts..applies to only borrowing accounts..

 

[RadioactiveTabela]

I opened it with 1lac cheque in mumbai

Which branch? Can you please post / message the RM / BM contact details (with their consent)?

 

[AritraSaha]

I opened it with 1lac cheque in mumbai

I open insta savings account with 95k🫥.
Should have gone wealth management instead..
😅

 

[yolofino]

I had got the invite one year back and ignored it 🫠🤭🙃

What's the harm in contacting that email id now?

Also, can you tell us the RM's email id? We can ask if he/she can help us with Wealth account opening? I only have Apay cc.

 

[yolofino]

I have recently opened wealth account with 1L initial finding and 0 MAB(CONFIRMED AFTER OPENING ACCOUNT WITH CC) ... If you need can share you the RM number after consenting with him, so share your location so that can ask the RM if he can do for that...

I'm from Rajasthan. Can you ask your RM if he/she can help in opening 0 MAB Wealth account with 1 lakh funding? I have Apay cc.

 

[shashank08]

Faridabad

Which branch in Faridabad? Can you DM me BM contact number?

 

[plastikman]

What's the harm in contacting that email id now?

Also, can you tell us the RM's email id? We can ask if he/she can help us with Wealth account opening? I only have Apay cc.

I tried it in the intervening month. The mails are bouncing back. It seems that he left icici.

 

[gunnerTH]

I'm from Rajasthan. Can you ask your RM if he/she can help in opening 0 MAB Wealth account with 1 lakh funding? I have Apay cc.

I had contacted him for other members earlier, the challenge is they need to meet the account holder personally to open the account... Either at branch or at account holders place.... So you'll have to get in touch with someone in your branch or city...

 

[Hdfcuser]

I asked them to wealth management account they gave the titanium kit since they don't have wealth management kit. Next day they are telling that titanium is zero mab for six months after 6 months we will convert to wealth management. How do we complaint this, can't they change in their system right now

 

[yolofino]

I had contacted him for other members earlier, the challenge is they need to meet the account holder personally to open the account... Either at branch or at account holders place.... So you'll have to get in touch with someone in your branch or city...

Got it. Thanks for trying to help 🙂

I will try to scout local ICICI RMs in my city.

 

[devsfinance]

S

I have recently opened wealth account with 1L initial finding and 0 MAB(CONFIRMED AFTER OPENING ACCOUNT WITH CC) ... If you need can share you the RM number after consenting with him, so share your location so that can ask the RM if he can do for that...

Share RM’s number with me please.

 

[kishorvr]

I had a salary account and two savings account throughout my working life. I closed them all. I currently have a platinum card with 2.5lakh limit. They upgraded me to wealth.

I called to ask why because 2.5 cc limit can get me only privilege banking.

They said I have a dormant account which I opened in 2008 which is now a wealth account.

They said because of the duration of the account, it is now wealth.

I remembered that I did open an online account. ICICI had integrated that product to their core banking later.

I reKYCd the account and put some money yesterday. Looks like I'll use this zero balance account.

 

[Darthvader]

Anybody from Bangalore location, please share the RM number for Wealth account opening . TIA.

 

[kishorvr]

Anybody from Bangalore location, please share the RM number for Wealth account opening . TIA.

Walk into JP Nagar wealth management branch or the one in Vittal Mallya road. Both are affluent areas. So hni banking RMs must be well informed.

 

[SSV]

Anybody from Bangalore location, please share the RM number for Wealth account opening . TIA.

Walk into JP Nagar wealth management branch or the one in Vittal Mallya road. Both are affluent areas. So hni banking RMs must be well informed.

Good advice.. WM branch in an affluent area has better chance of providing a better quality of service than otherwise...
I live in Hyd though, not in BLR..

 

[kishorvr]

Good advice.. WM branch in an affluent area has better chance of providing a better quality of service than otherwise...
I live in Hyd though, not in BLR..

If Hitec city is far, look in for wealth management branch in Jubilee hills and Banjara hills.

 

[SSV]

If Hitec city is far, look in for wealth management branch in Jubilee hills and Banjara hills.

Thanks for the advice... I already hold a WM account from Jubilee Hills WM dedicated branch... hence speaking from the experience...
Thanks though for looking after me..