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Only Premium & Super Premium Cards Discussion

This is a closed group and meant for discussion on all kinds of Premium/Super Premium Cards having an annual fee above 5k for optimising spends. Please refrain from discussion about lower cards. Only serious members allowed for knowledge sharing.

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Pay Credit Card bill via Wallet trick (try at your own risk)

Bhai Mera sab transaction successful hey.

No failed transaction for this.
Gpay mei successful
Payu mei successful
Sbi mei amount credited
Hdfc neu sey debited.



Haan gpay ka ss chipka ke dekhte hey.


Waise bhi my transaction was using
idfc bbps ->phonepay upi->gpay->hdfc rupay cc.

Didn't directly use cc for this , as I wasn't carrying my cards at that time.


Raat mei Direct hdfc dbc use kia tha for kotak cc payment.
Where did you send the proof? The guy in call asked me to send saying he will email me but never did!
 
Idfc payment gateway hai na, wo kaise chargeback kar sakta hai ? Jaha se payment issue hota hai wo hi charge back kar sakta hai na ??
Chargeback bhi UPI and credit card pe hi aa. Ye wallet payment pe kaise chargeback 😅.

So far only 1 or 2 person have confirmed getting call from sbi mentioning chargeback. Others have just got message for card blocking saying suspicious activity. It can mean anything - kyc renewal, excess payment etc.

Need to first ask customer care tomorrow. Their timing was also just before 8pm, when customer care gets closed😅.
 
Idfc payment gateway hai na, wo kaise chargeback kar sakta hai ? Jaha se payment issue hota hai wo hi charge back kar sakta hai na ??
Exactly, I think the same how a Payment Processor can raise chargeback.

I think SBI is now More Vigilant regarding excess Payments mades over and above Last Billed Amount

See the Attached Screenshot.

SBI sent SMS to report any unverified Payment.

This clearly indicate SBI is now more Vigilant than earlier

I think They are just cross verifying that payments are made by Cardholder himself, and Naming it Chargeback from IDFC
 

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Exactly, I think the same how a Payment Processor can raise chargeback.

I think SBI is now More Vigilant regarding excessive Payments mades over and above Last Billed Amount

See the Attached Screenshot.

SBI sent SMS to report any unverified Payment.

This clearly indicate SBI is now more Vigilant than earlier

I think They are just cross verifying that payments are made by Cardholder himself, and Naming it Chargeback from IDFC
I think they have become more active after last mobikwik bug with merchant name MERCHANT in which people paid sbi bill by sbi and got 5% cb
 
1697824513362.png

had Paid around 60k to SBI IRCTC Rupay. and then did a credit balance refund of 51k.
No communication was received regarding the chargeback. But got an email saying the account is temporarily blocked because of suspicious activity.
 
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