PayTM SBI RuPay Credit Card Launched | TechnoFino Opinion

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SBI Card and Paytm have already introduced two co-branded credit cards: Paytm SBI Credit Card and Paytm SBI Select Credit Card.
Today, they have launched a RuPay variant of the Paytm SBI Credit Card.


The benefits remain the same, including 3% cashback on travel expenses on the Paytm app, 2% cashback on all other spends on the Paytm app, and 1% cashback on all other spends.
However, there will be no cashback provided for fuel and wallet loading.
Earned cashback will be added to your PayTM gift voucher balance every month.
The new feature of the RuPay variant is that you can link this credit card to the UPI network.

In terms of the card's value, it can be considered as a basic card. However, I would suggest exploring better options. For instance, by using the Axis Ace Credit Card, SC Smart Credit Card, or SBI Cashback Credit Card, you can earn more real cashback easily instead of receiving cashback in the form of Paytm gift voucher balance.

 

[Chaitanya-a]

Easiest way to convert paytm GV to real Cashback is by transferring that balance to our own paytm merchant account.

 

[Abhishek012]

Paytm SBI RuPay credit card is also JCB Credit Card:

 

[balavishnu8714]

What is the reward rate for UPI and is there any max capping ?

 

[dino]

I hold paytm sbi credit card and it's on visa network.....can i change it to rupay network?

 

[chenrichy]

I hold paytm sbi credit card and it's on visa network.....can i change it to rupay network?

wait for few days for their update to conversion

 

[Strange]

I hold paytm sbi credit card and it's on visa network.....can i change it to rupay network?

SBI Card doesn't allow card network change yet.

 

[Salvo08]

Good move. They were missing the UPI bus. So they had to work with Paytm and NPCI to get the card out.

 

[pankaj_ji]

Presently, SBI bank Rupay card not on UPI platform

 

[4uziaul]

Got this pre-approved message yesterday on WhatsApp for Paytm SBI Card, anyone else got the same message?

 

[Salvo08]

Got this pre-approved message yesterday on WhatsApp for Paytm SBI Card, anyone else got the same message?

Ya I too got this 4-5 days back

 

[Deathsnatcher]

How can one apply for sbi rupay select card?

 

[4uziaul]

How can one apply for sbi rupay select card?

Try on Paytm.

 

[Salvo08]

How can one apply for sbi rupay select card?

Think PNB Select is a better bet. For SBI you need to apply from Paytm

 

[Deathsnatcher]

Think PNB Select is a better bet. For SBI you need to apply from Paytm

which one can you link it up? how to apply for it also

 

[Salvo08]

which one can you link it up? how to apply for it also

PNB linking on UPI is a breeze and you get Wellness benefits as well. Apply online and they may ask you to mail income proof. The card is almost LTF as you only need one transaction per quarter for annual fee waiver.

 

[Deathsnatcher]

PNB linking on UPI is a breeze and you get Wellness benefits as well. Apply online and they may ask you to mail income proof. The card is almost LTF as you only need one transaction per quarter for annual fee waiver.

can you share the link which card is good in pnb there are too many

 

[Salvo08]

can you share the link which card is good in pnb there are too many

PNB Rupay Select. There aren't many... PNB has Platinum, Select and Millenial in Rupay variant. Select is total VFM.

Punjab National Bank -Credit Card Portal

pnbcard.in

 

[Deathsnatcher]

PNB Rupay Select. There aren't many... PNB has Platinum, Select and Millenia in Rupay variant. Select is total VFM.

Punjab National Bank -Credit Card Portal

pnbcard.in

Will it include wellness rupay benefits also?
and how can one apply? cant find a link to apply online

 

[Salvo08]

Will it include wellness rupay benefits also?

Yes, I did mention that. There is a dedicated post on this community on that. Thoda tu bhi seach kar le bhai .