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Paytm wallet load charges now 4.35%, Better alternative???

If this was an festival offer, then all should have received this, but looks like it is only for those, who have transfer rate is equal or greater than 3.35%
Don’t know, no need to bother as well.. it says for selected users only..
I have just now loaded 9k from my Amex card and got 300 back

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I was also thinking to transfer, but thought that if I transfer now, they may not reduce my charges, so will wait for 1 more month, so that my charges will reduce to 2.35%
Actually my charges are also 4.65%..
I paid around 418 extra on this 9k .. got 300 back. and will get 90 back on my HDFC DC for cc payment..
So it’s almost even Stevens
 
Actually my charges are also 4.65%..
I paid around 418 extra on this 9k .. got 300 back. and will get 90 back on my HDFC DC for cc payment..
So it’s almost even Stevens
Yes same in my case, charges will be 391, Paytm is giving 300 cashback for wallet load, 90 will be HDFC DC cashback, so my charges recovered and SC smart giving 2% CB on wallet load =180 , so still I will be in getting final CB of 180 as overall profit
 
this was also a loss na
272 rs ka value hai points ka
charges paid is 500 something
Actually I didn’t know about this transfer to Bank attracts penalty .. I paid someone to his bank account as they didn’t have Paytm wallet..
I will stop doing that so that I get 2.35% rate..
I never transfer to my own account..
 
Your charges vary based on the fuel cashback offer that you have activated. If its 2.35% charges then you get 1.5% cashback. If 3.35% charge you get 2% cashback and in above case if its 4.35% charges then 3 to 3.35%. Or these offeres are activated after you receive the penalty.
 
Your charges vary based on the fuel cashback offer that you have activated. If its 2.35% charges then you get 1.5% cashback. If 3.35% charge you get 2% cashback and in above case if its 4.35% charges then 3 to 3.35%. Or these offeres are activated after you receive the penalty.
No that was festive offer, now for 4.35% charge, I am getting 1.5 to 2% CB
 
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