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Payzapp concerns

But how to use the PayZap balance?? I mean it can not be used to pay cc bills. Is there any wallet to bank trick which I'm missing here? Please reply
This whole thread is related to that trick. Why would we simply load Payzapp wallet.

Go through this process:
 
Did you try ace also? Because i got 2% on government transactions like advance tax payment on ace
 
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