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Payzapp concerns

anyway to transfer directly from CC - Wallet - bank with no charges. i heard that paytm charges fee even for full kyc accounts, for wallet to bank. is it true?
Yes paytm charges for loading wallet by cc varies from 1.5 to 2.3% in my full kyc account
For some people they said it’s 4.35% or something
 
Yes paytm charges for loading wallet by cc varies from 1.5 to 2.3% in my full kyc account
For some people they said it’s 4.35% or something
so there is no point in adding money to paytm then to bank if someone is not getting atleast 3% CB from credit card. I think people do it only to hit milestone benefits. correct me if I am wrong.
 
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