@VISHESH_BANSAL bhai hasi ke saath saath trick bhi bhej do koi.
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Devaluation Payzapp devaluation. Loading Charges
- Thread starter vm999
- Start date
VISHESH_BANSAL
TF Pioneer
Trick kiya abb isme, Snapay koi hidden app toh nhi hai🤣
Basically no changes same charges
Is it for Amex Gold Charge bonus offer?
Nope . . Indusind Pinnacle joining fee waiver
MrJJ
TF Ace
No, payzapp Wallet balance cannot be used to pay CC Bill directly.
But you can transfer to bank and then pay the CC bill.
Add money to Payzapp wallet on 31st July -> No charges.
Transfer to bank account on 1st August -> 1.18% charges.
Same logic for RBL too.
The thing is HDFC is getting new premium accounts being opened for this highly hyped debit card. Affluent customers are welcome, more money to HDFC.
Remember they stopped many benefits for millennia CC, but kept the same for millennia dc. Getting quality customers’ savings accounts and maintaining them long term is worth the rewards they are providing temporarily.
And they know that they can stop this benefit whenever they want. So beats any advertising fees. Abhishek hain na.
Au zenith still gives unlimited 5/100 points for wallet load without any charges, right?
MrJJ
TF Ace
I just loaded using sbi card last week.
ICICI apay should give 1%
Payzapp doesn't allow Amex
How is this profitable?
Card_Crafter
TF Ace
It will be profitable only by repaying those amounts by DC.
CC Reward+ DC Reward - 2%
Charges - 1.18%
Profit - 0.82%
For 1 lakh load, profit is 820.
Personally I will never rotate such huge amounts just for a few hundred bucks.
Tide lelo, 50k offline spends pe 1700 de raha hai every month. Flat 3.5% cashback.
Came here with question in mind whether loading 1L before July 31st and transfer to bank in August is getting played by anyone.
After reading your post taking the risk. Loaded 25K just now. Rest will be done till July 31st with same amt.
But if it gets stuck or they charge 2.5%+GST as old fund load then actual loss will be 2950 (fund tfr charges)-1000(1% wallet cb for millennia cc)-400 (16k payment through millennia)-210(through debit card)= Rs.1340. Benefit will only be -1180(if trf with 1.18%)+1000+400+210= 430.
Same here with me as never used it for money rotation since charges were introduced. Till wallet loading with CC/VCC(netsafe) was allowed with free bank transfer like UBI Digipurse or RBL Shmart/Udio etc., I used it. Not after that.
how much are you trying to load? For big transactions it might say card restricted for this payment.
Use apay card
It went 99999 in one go to me
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