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PhonePe Wallet load through HDFC Millennia DC

arijit_m_1

TF Buzz
Does phonepay wallet load using hdfc Millennia debit card also give 1% cashback like MobiKwik/amazon pay or slice?
Previously I used to do with MobiKwik but they are charging convenience fee now, and it's not worth it.

Does phonepay wallet load also give the same 1% cashback? Anyone tried?
 
Does phonepay wallet load using hdfc Millennia debit card also give 1% cashback like MobiKwik/amazon pay or slice?
Previously I used to do with MobiKwik but they are charging convenience fee now, and it's not worth it.

Does phonepay wallet load also give the same 1% cashback? Anyone tried?
Yes they give 1% cb
 
after adding to wallet balance how to get it back to bank or use it for any cc bill payment?

If you don't know what you are doing, I'd recommend to stay away from payzapp wallet load. Other wallets are fine, though. Since payzapp is by HDFC, it is easy to track money rotation. There is a high probability that your HDFC bank account may be frozen temporarily and you may have to explain what you did.

It is easy to misunderstand what other people have written here and does things differently than the intended purpose. Be safe and stay away from Payzapp for wallet load, unless you are going to use it mainly for Scan&Pay in shops.
 
Payzapp wallet amount can only be used to pay merchants. You cannot pay credit card bill with that. And Payzapp wallet to bank transfer has it's own fees.
 
If you don't know what you are doing, I'd recommend to stay away from payzapp wallet load. Other wallets are fine, though. Since payzapp is by HDFC, it is easy to track money rotation. There is a high probability that your HDFC bank account may be frozen temporarily and you may have to explain what you did.

It is easy to misunderstand what other people have written here and does things differently than the intended purpose. Be safe and stay away from Payzapp for wallet load, unless you are going to use it mainly for Scan&Pay in shops.
sorted how to utilise the hdfc millenia dc then? any other better alternative?
 
sorted how to utilise the hdfc millenia dc then? any other better alternative?

If you buy from amazon regularly, you may buy AGV/ASV to get over 6% return using millennia dc.

You may use in any other full-kyc wallet (amazon pay, phonepe, slice, mobikwik, etc). All support CC payments through wallet money by sending to a unique UPI VPA or through NEFT info. Please see the following post to find if your card issuing bank supports NEFT or unique UPI VPA...

 
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