abythomas557
TF Buzz
Hi,
Can any one share the experience with Punjab national bank credit cards?
Can any one share the experience with Punjab national bank credit cards?
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PNB Credit cards experience | Application process and time
- Thread starter abythomas557
- Start date
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- Tags
- pnb credit card
Yes, you can get 10% cashback you do UPI transaction through BHIM using PNB credit card.
1. Max cashback per month is ₹100.
2. Min transaction value should be ₹50 or more
Offer period 1st Dec 2022 to 31st Mar 2023
Bro, unable to do it, when I setup login it says unable to login, contact customer care. On tracking page it shows application approved and it is not showing any Virtual card as of now. May be it takes one or two days to update.
Please tell if I’m missing something.
Yes once you see the virtual card generated only then you can login
satviksehgal
TF Premier
Where to check cash back? I can't even see the reward points in that app, and I dread calling them and being on the IVR for hours.
How to avail the offers of spa , gym and gold ?
E-card should be available post delivery and card activation
I was able to use the virtual card even before physical card deliver. Just enable online transactions and use the card. You can also set up up payments through BHIM app.
metal_heart
TF Premier
I had the same issues, mails/calls to customer care was useless (as they needed last 6 digit for card and expiry). In short, they even didn’t understand the problem statement.
I couldn’t find reason why it was blocked for me and many others were able to use
Once I got physical card, everything was sorted as I was able to provide them “last 6 digit of card”
Overall experience of P.N.B. onboarding has been horrible from 25L CIBIL hit for auto loan, multiple challenges in application, delayed delivery, and blocked e-card
All this, reminded me of ordeal I faced with PNB (10-12 years back) wherein I had to follow up for 2 months for a failed transaction refund
I couldn’t find reason why it was blocked for me and many others were able to use
Once I got physical card, everything was sorted as I was able to provide them “last 6 digit of card”
Overall experience of P.N.B. onboarding has been horrible from 25L CIBIL hit for auto loan, multiple challenges in application, delayed delivery, and blocked e-card
All this, reminded me of ordeal I faced with PNB (10-12 years back) wherein I had to follow up for 2 months for a failed transaction refund
It is for waiver of annual fee. I don't think there is any way to get joining fee waived off.
Few months back PNB Rupay select was given as FYF , I applied it at that time so no annual charges came on my statement. I guess it was around August
yes, PNB asks last two year's ITR for all applicants
Joining fee you need to pay there are no criteria for the joining fee to waived off.. The annual fee waived-off criteria is you need to do at least one transaction per QTR.
