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PNB Credit cards experience | Application process and time

Apply For Lifetime Free IDFC First Credit Card
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I got the "Your application is lying discrepant" message. But I am unable to call the phone number provided. It just drops immediately. What to do now? I don't want to visit their branch.
 
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Guys,
Is cibil hit on the first step itself, where they ask us to put PAN Card, Mobile & Email? I have been through this step twice but on the aadhar page, it says due to technical issue your details couldn't be fetched, please try again later. I have done this twice and afraid if 2 enquiries have been made so far. 😥
 
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Sandeepmangate said:
It's instant after entering PAN when it shows eligible cards. I have cibil subscription. Got immediate alert about enquiry.
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Is the enquiry made on the first step itself where it asks to enter PAN, Phone & Email address? Or does it happen on a later stage? I have only been through the first step and on the second step, when it asks to enter Aadhar No & Name as per aadhar, I get an error and cannot proceed further.
 
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gsgshahsh said:
Guys,
Is cibil hit on the first step itself, where they ask us to put PAN Card, Mobile & Email? I have been through this step twice but on the aadhar page, it says due to technical issue your details couldn't be fetched, please try again later. I have done this twice and afraid if 2 enquiries have been made so far. 😥
Click to expand...
Use incognito mode on chrome mobile browser. The best time to apply is during early morning or late night as load on their server is low. Also, make sure you keep all files below 2MB. Don't use anything other than pdf and jpeg while uploading the documents.
 
Last edited:
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Walter White said:
Use incognito mode on chrome mobile browser. The best time to apply is during early morning or late night as load on their server is low. Also, make sure you keep all files below 2MB. Don't use anything other than pdf and jpeg while uploading the documents.
Click to expand...
Thanks,
Have applied now. Documents have been uploaded but couldn't schedule VKYC for any upcoming day as it says "technical error, please try again later". I think this is probably due to closure of banking hours. Will try tomorrow after 10 AM.

Card applied: Rupay Select
Provisional limit offered: 3.51 lakhs.

another thing I noticed is, nowadays cibil only shows bank name and what type of enquiry has made, not the amount. I'll let people know how many enquiries have been made on my Cibil for my 2 failed and 1 successful attempt.
 
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gsgshahsh said:
Guys,
Is cibil hit on the first step itself, where they ask us to put PAN Card, Mobile & Email? I have been through this step twice but on the aadhar page, it says due to technical issue your details couldn't be fetched, please try again later. I have done this twice and afraid if 2 enquiries have been made so far. 😥
Click to expand...
I only got one enquiry, even though it took 4 attempts to submit an application.
 
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I Just Uploaded ITR and Other Bank's Credit Card Statement..

Waiting for Approval or Rejection 😅😅 Bcoz I Already have sufficient cards so I'm Just Checking whether other bank's Card statement is working or not
 
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