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PNB Credit cards experience | Application process and time

Apply For Lifetime Free IDFC First Credit Card
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vrushanksoni said:
Because My Cibil is High...I Already have 14 cards..and Just for an experiment i uploaded Random documents..

😅😅
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Nice. Mind telling what all cards you got? I have 8 and PNB would be 9th, if approved.

Diners Privilege
Mastercard Millennia
BOB Premier Rupay Select
AU Vetta Visa Signature
Indusind Legend Visa Signature
Flipkart Axis
SBI Simply Click
IDFC first Select Visa Signature

All above LTF.
 
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gsgshahsh said:
Nice. Mind telling what all cards you got? I have 8 and PNB would be 9th, if approved.

Diners Privilege
Mastercard Millennia
BOB Premier Rupay Select
AU Vetta Visa Signature
Indusind Legend Visa Signature
Flipkart Axis
SBI Simply Click
IDFC first Select Visa Signature

All above LTF.
Click to expand...
Yes..True .

I Already Grabbed All cards and I'm Just Using Axis Ace...and Hdfc millennia...

So, Nowadays I'm Interested in experiments..😅😅😅

Applied for BOB Eterna...They Called me for physical verification and I Simply Said I Don't Want Your Card..😅

Same For happened with AU..

Now PNB's Result is pending
 
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I am willing to take Rupay card just for UPI transfer and was targeting on PNB Rupay select but looking at the comments I don't think it’s feasible for such a hard work. Community please suggest what’s the best Rupay card for UPI transactions only
 
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Divyank gulabani said:
I am willing to take Rupay card just for UPI transfer and was targeting on PNB Rupay select but looking at the comments I don't think it’s feasible for such a hard work. Community please suggest what’s the best Rupay card for UPI transactions only
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Simple and Genuine Answer:-

Wait for atleast 2 to 3 months..

Most of the banks will definitely issue Rupay card .

Currently Only Few banks are issuing so Load and Rush is too much
 
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Tata Neu HDFC is the best option but again Hdfc tata neu Rupay card is not working with UPI right now



So Simply wait or Try Your Luck with PNB and Bob Rupay card
 
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Finally got my KYC done. Scheduling won't be possible and it'll throw error as I have stated above.

You've to click on call now option and it is going to take multiple attempts before an agent reaches you. The trick here is to refresh the page and then click on call now option once you get "unable to reach an agent" error. Don't keep on pressing call now button without refreshing the page, otherwise you'll be stuck in endless loop of "can't reach out to an agent" shit. Make sure to refresh every single time once you see the banner and then reattempt call now. I was able to connect using this trick within 2-3 attempts, otherwise would've burned another few days or months.

Will keep everyone posted on how the next steps goes...

Update: I checked my Cibil and can see only 1 enquiry was made. I think the enquiry is made when we fill in all our details like Employer Name, Annual salary and click on submit, post which the eligible cards are displayed. Enquiry purpose is Credit Card.
 
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I also applied today and able to connect agent. But she says that as the hologram is not visible on PAN Card, PNB software is not able to get the details and asked me to get new PAN card. Did anyone face this problem? How come PNB is deploying such hi tech software when other banks are simply clicking the photo of PAN Card during VKYC? - My PAN Card was issued way back in 2007🙁

Update:- Completed VKYC today...Other guy completed VKYC process by accepted the PAN card....PNB VKYC process is close to perfection. No other bank is specific about capturing sign and other things. Hope card will be approved in a month's time.
 
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Anyone getting reward points for the transactions done on PNB Credit card? Under genie app it is not showing any points credited and also the 300 points against joining fees for Select card also not added yet.
 
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Rishabh said:
Anyone getting reward points for the transactions done on PNB Credit card? Under genie app it is not showing any points credited and also the 300 points against joining fees for Select card also not added yet.
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I'm getting points.

Some 400 points collected in 1 billing cycle for rupay platinum card. I don't track them though
 
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I did KYC on 18th November, i am told this

Your video KYC is pending for approval from auditor side after VYC update that time we will inform you if tehre is any requirement of documents.



We have already forwarded your request to the concerned department.
 
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xiddy said:
Thanks. Let's see how long it will take them to ship the physical c
Click to expand...

arthurmorgan said:
I did KYC on 18th November, i am told this

Your video KYC is pending for approval from auditor side after VYC update that time we will inform you if tehre is any requirement of documents.



We have already forwarded your request to the concerned department.
Click to expand...
True ...

Due to too much rush we have to wait atleast 15 to 20 days..

Even Majority customers not getting Kyc done message..
 
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