PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[anirban.choudhuryanirban.choudhury is verified member.]

It's been six hours since I received approval message but my card has not been generated.

It’s pnb, they will take their sweet little time

 

[rp0703]

It’s pnb, they will take their sweet little time

Yupp. Application approved after a month also.

 

[mr_vasanth]

In my case PNB platinum card approved in just 2 weeks. Applied on 21st Jan 2023 and got approved on 6th Feb 2023.
Much much Faster than Kotak bank. I applied for Kotak on the same time. Kotak did physical KYC and no update after that.

PNB did not ask for any additional document than what I uploaded in my online application. I just sent a reminder mail to creditcardpnb2@pnb.co.in last week. They replied in 2 days and asked for KYC completed screenshot. That's it. In the next 3 days I got the approval SMS and virtual card was visible in the app in 12 hrs after approval.

This is the only legit email for credit card processing creditcardpnb2@pnb.co.in. Rest of the email ID just give some automatic response.
They take 2 to 3 days time to respond but they definitely respond.

 

[arthurmorgan]

Finally got the card after 2 months !

 

[manojkr]

After one month of VKYC, I was asked to share ITR, payslips etc.

 

[cc_newbie]

Well I haven't filed a return yet, will it be still available on ITR site.

How did you deal with this?

 

[Symbian]

Didn't update my Aadhaar yet, reached out to PNB on email, they asked to go to branch and submit a fresh application.

Have submitted a fresh application in branch, will update on the same.

My VKYC was rejected due to old Aadhaar photo and I raised this on email, they have asked to do VKYC again.

Now when I try to do VKYC again, on clicking call button nothing happens.

Also I had received this message:

Congrats your PNB Credit Card Application No WC2230XXXXX is in-principle approved. Complete your Video KYC between 10AM to 5PM. visit www.pnbcard.in.-PNB

Finally, the application is approved for PNB Rupay Select, after Video KYC rejected due to old Aadhaar photo.

04th Jan 2023 - Submitted application to branch (Had submitted hard copy of the form with last 1 year ITR, Aadhaar, Gas connection as communication address proof and photo)
10th Feb 2023 - Received verification call
15th Feb 2023 - Received SMS for approval of credit card application

I already have 2 CIBIL enquiries in the credit report, probably after I get the card, will mail to PNB PNO to remove one of them.

 

[harshit_agrawal]

Yupp. Application approved after a month also.

After how much time virtual card was generated? Received approved msg today morning.

 

[rp0703]

After how much time virtual card was generated? Received approved msg today morning.

Mine generated after around 12 hours.

 

[harshit_agrawal]

Mine generated after around 12 hours.

Do we get msg for this? Or have to check through genie app?

 

[rp0703]

Do we get msg for this? Or have to check through genie app?

No message. Have to check the app.

 

[manojkr]

PNB credit card application experience is pathetic, CC executives are rude and responds as if it's applicant's fault. Shared ITR for AY 22-23, payslips, adhar twice. So far no acknowledgement from their side.

 

[rp0703]

PNB credit card application experience is pathetic, CC executives are rude and responds as if it's applicant's fault. Shared ITR for AY 22-23, payslips, adhar twice. So far no acknowledgement from their side.

I sent my documents four times. Got Acknowledgement 2 to 3 days later each time.

 

[arthurmorgan]

1. How do I check my PNB card's billing date ?
2. Which app /site do you guys use to make bill payment ?

When I click on payment inside PNB Genie app it redirects me to this site.

 

[rp0703]

1. How do I check my PNB card's billing date ?
2. Which app /site do you guys use to make bill payment ?

When I click on payment inside PNB Genie app it redirects me to this site.

View attachment 10329

PNB cards have different dates for different cards. Check from image attached below. For bill payment you can use paytm, bajaj finserv, cred or amazon app.

 

[nik007rock]

Fianlly was able to do VKYC today after applying in Dec 2022 🤣,will wait for further update

 

[Harry1]

Fianlly was able to do VKYC today after applying in Dec 2022 🤣,will wait for further update

Mine is still not working (10th Jan).

 

[patra007]

I apply for pnb rupay select card on 8th January 2023 and video kyc on 9th January 2023. My application in- principal approval on 26th January. But till now no update. Very bad service from sorkari bank.

Now finally my application is approved.

 

[arthurmorgan]

PNB cards have different dates for different cards. Check from image attached below. For bill payment you can use paytm, bajaj finserv, cred or amazon app.
View attachment 10330

Which is the best app to pay out of the mentioned list ? & where did you find this table ?

 

[rp0703]

Which is the best app to pay out of the mentioned list ?

Bajaj Finserv and Paytm has offer every month, so they are good.

& where did you find this table ?

I just searched pnb statement date on google and it came in the results, it's from pdf of FAQ's provided by pnb