PNB Credit cards experience | Application process and time

[abythomas557]

Hi,
Can any one share the experience with Punjab national bank credit cards?

 

[jack333]

I think it's working for people in Punjab only..

This is what I thought earlier but Pnb has nothing to do with punjab. It is British raj era bank with HQ at New Delhi

 

[RupayMan]

I'm going to really push it hard and deep this time then

Don't day dream brother, PNB is Process Not Best

 

[RupayMan]

This is what I thought earlier but Pnb has nothing to do with punjab. It is British raj era bank with HQ at New Delhi

The founder is from Punjab, so they named after him..

 

[MOhit __]

I've mailed them to reset it. Lets see what happens

please share email id

 

[RupayMan]

please share email id

creditcardpnb2@pnb.co.in

 

[MOhit __]

creditcardpnb2@pnb.co.in

thanks

 

[vn_1]

Anybody applied on basis of FD? Is process any better in this way?

 

[KT Shanmuganathan]

Anybody applied on basis of FD? Is process any better in this way?

Yes, I had FD based PNB RuPay Select credit card. They will process immediately, and there is no documents required.
You will get the virtual card in 12 hours, once activated, you can use that card in UPI as well, works well.

Rewards are there for UPI payments also.
There is no joining and annual fee.
and some of charges also less.

but limitation is 80% of your FD amount.
you can't convert this card to non FD card. you have to close and apply for new card.

 

[vn_1]

Yes, I had FD based PNB RuPay Select credit card. They will process immediately, and there is no documents required.
You will get the virtual card in 12 hours, once activated, you can use that card in UPI as well, works well.

Rewards are there for UPI payments also.
There is no joining and annual fee.
and some of charges also less.

but limitation is 80% of your FD amount.
you can't convert this card to non FD card. you have to close and apply for new card.

Thank you. What is the minimum fd? I was told 13k, is this correct?

 

[KT Shanmuganathan]

Thank you. What is the minimum fd? I was told 13k, is this correct?

Yes.

 

[MOhit __]

creditcardpnb2@pnb.co.in

Email sent to reset application, hope PNB will resolve this issue.

 

[RupayMan]

Email sent to reset application, hope PNB will resolve this issue.

There is no application generated first to reset, it's a technical issue in pnb site..

 

[jack333]

I got a reply. They asked me to share pan. Lets see what now. I hope its not "push it into our system message"

 

[RupayMan]

I got a reply. They asked me to share pan. Lets see what now. I hope its not "push it into our system message"

You got lucky and reply came in 3 days with relevant message.

 

[MOhit __]

There is no application generated first to reset, it's a technical issue in pnb site..

Technical issues? for the past two weeks

 

[RupayMan]

Technical issues for the past two weeks?

Dude i was trying from Feb starting, still it's same.. after i submitted in branch, but it's under process for 15 days

 

[jack333]

Yes for me too also since one month

 

[Lakshya Mahani]

Hi friends i got instant approval pnb platinum cc against fd on 17 March got virtual card immediately.in pnb genie app i can view card number and expiry date but can,t able to view CVV.anbody facing this problem.what can I do?

What is the minimum fd amount for rupay platinum cc?

 

[vn_1]

Hi friends i got instant approval pnb platinum cc against fd on 17 March got virtual card immediately.in pnb genie app i can view card number and expiry date but can,t able to view CVV.anbody facing this problem.what can I do?

What is your fd amount to get platinum cc?

 

[KT Shanmuganathan]

What is your fd amount to get platinum cc?

The minimum FD is 13,000, the maximum - no limit.

If your FD is 13,000 then you may get the credit card limit to 10,400.