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Possibility to get Debit cards without any charges in Axis

evilz

TF Select
Is there any method to get Debit cards without charges in Axis Bank savings accounts 10k -25k variants? I have no need for a debit card as I never use it.
 
In app it shows "upgrade" or "Block and replace" options only. Probably need to log in to net banking.
Ohh, i didn't notice that, i was like however have paid 350 for this year, lemme use it till December and block it then but this SS might help
 

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What a coincidence. Just yesterday I realised that my axis has ₹-750 due to below chargers, now I have applied for Visa Platinum debit card which does have any fees.

Debit Card Charges Annual Fee for the period of 12-2021: Rs. 300.00/-
Debit Card Charges Annual Fee for the period of 01-2021: Rs. 300.00/-
SMS Alert Fee from the period 12-2020 to 06-2021 : Rs. 45/-
BNA Convenience Fee for the period of 11-2020: Rs. 50.00/-
BNA Penalty Charges for the period of 12-2020: Rs. 50.00/-

I am surprised they charge money for SMS alerts and convenience fee for doing transaction after 6PM
Sms alert charges 45 that's too much 🤡🤡
 
What a coincidence. Just yesterday I realised that my axis has ₹-750 due to below chargers, now I have applied for Visa Platinum debit card which does have any fees.

Debit Card Charges Annual Fee for the period of 12-2021: Rs. 300.00/-
Debit Card Charges Annual Fee for the period of 01-2021: Rs. 300.00/-
SMS Alert Fee from the period 12-2020 to 06-2021 : Rs. 45/-
BNA Convenience Fee for the period of 11-2020: Rs. 50.00/-
BNA Penalty Charges for the period of 12-2020: Rs. 50.00/-

I am surprised they charge money for SMS alerts and convenience fee for doing transaction after 6PM
Why they charged you fees for transaction after 6 pm?
 
Why they charged you fees for transaction after 6 pm?
Code:
Thank you for writing to us.

We are sorry to hear that negative balance of Rs. 745/- is marked on your account number ending with xxxxx

We sincerely apologize for the inconvenience caused to you and will be glad to assist you with this regards.

We would like to inform you that as per the bank records, you are holding Down migrated as SBEZY account (SBSAL) in which the amount of Rs. 745.00/- is marked under lien towards

Debit Card Charges Annual Fee for the period of 12-2021: Rs. 300.00/-
Debit Card Charges Annual Fee for the period of 01-2021: Rs. 300.00/-
SMS Alert Fee from the period 12-2020 to 06-2021 : Rs. 45/-
BNA Convenience Fee for the period of 11-2020: Rs. 50.00/-
BNA Penalty Charges for the period of 12-2020: Rs. 50.00/-

you are holding Rewards + Debit Card for the debit card number ending with xxxxxxxx for which annual charge fee of Rs. 300/- + 18% GST is applicable.

You may check the below mentioned link for any further clarification on debit card charges for the Rewards + Debit Card.
https://www.axisbank.com/retail/cards/debit-cards/rewards-debit-card/fees-charges#menuTab

As per defined guidelines by RBI, mandatory transaction alerts are being sent to customers on non-chargeable basis. In addition to these there are Value added SMS which is sent to customers and charges for the same are 25 ps. per SMS charge Max cap per customer Rs. 15/quarter (only non-mandatory SMS).

BNA Convenience Fee : Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays & State Holidays for deposits exceeding 5,000 per month either single or multiple transaction.

Cash Transaction Fee levied on withdrawl of the cash above free limit provided by bank. Monthly Cash Transaction Free Limits is first 4 Transactions or Rs 1.5 lakhs whichever is earlier (Self/Third Party), exceeding which charges will be applicable above Free limit (Self) - Rs.5 per Rs.1000 or Rs.150, whichever is higher.

This is the email received from bank, which i think is ridiculous.
 
Code:
Thank you for writing to us.

We are sorry to hear that negative balance of Rs. 745/- is marked on your account number ending with xxxxx

We sincerely apologize for the inconvenience caused to you and will be glad to assist you with this regards.

We would like to inform you that as per the bank records, you are holding Down migrated as SBEZY account (SBSAL) in which the amount of Rs. 745.00/- is marked under lien towards

Debit Card Charges Annual Fee for the period of 12-2021: Rs. 300.00/-
Debit Card Charges Annual Fee for the period of 01-2021: Rs. 300.00/-
SMS Alert Fee from the period 12-2020 to 06-2021 : Rs. 45/-
BNA Convenience Fee for the period of 11-2020: Rs. 50.00/-
BNA Penalty Charges for the period of 12-2020: Rs. 50.00/-

you are holding Rewards + Debit Card for the debit card number ending with xxxxxxxx for which annual charge fee of Rs. 300/- + 18% GST is applicable.

You may check the below mentioned link for any further clarification on debit card charges for the Rewards + Debit Card.
https://www.axisbank.com/retail/cards/debit-cards/rewards-debit-card/fees-charges#menuTab

As per defined guidelines by RBI, mandatory transaction alerts are being sent to customers on non-chargeable basis. In addition to these there are Value added SMS which is sent to customers and charges for the same are 25 ps. per SMS charge Max cap per customer Rs. 15/quarter (only non-mandatory SMS).

BNA Convenience Fee : Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays & State Holidays for deposits exceeding 5,000 per month either single or multiple transaction.

Cash Transaction Fee levied on withdrawl of the cash above free limit provided by bank. Monthly Cash Transaction Free Limits is first 4 Transactions or Rs 1.5 lakhs whichever is earlier (Self/Third Party), exceeding which charges will be applicable above Free limit (Self) - Rs.5 per Rs.1000 or Rs.150, whichever is higher.

This is the email received from bank, which i think is ridiculous.
Obviously You transacted after 6 pm using net banking? And why they charged you debit card fees 2 times? Also i am not understanding sms alert charges here😔
 
I just converted my Online rewards + to rupay chip debit card, which is LTF. Should receive in 7 days.

I wanted Value+ one but for some weird reasons they were not willing to give, so I decided to get rid of this load of Rs 590 debit card and go for LTF one. Since I don't really use it. 🤣
 
I just converted my Online rewards + to rupay chip debit card, which is LTF. Should receive in 7 days.

I wanted Value+ one but for some weird reasons they were not willing to give, so I decided to get rid of this load of Rs 590 debit card and go for LTF one. Since I don't really use it. 🤣
They have ltf debit card??
 
Can you send me the link i am not able to find that also please tell me how can i apply for that card?
Visit your axis login or app, there you will have to go into debit card options, then "block and replace" or "upgrade" option.

I went to upgrade, as I wanted higher variant one initially, which is value+ with rs 750, but it did not show up for me, so I selected the only option which showed up.

Which was Rupay chip, no annual or joining charges, so no gst either.
 
I can't send you screenshot as app doesn't allow me to take one. Sorry.
I can't send you screenshot as app doesn't allow me to take one. Sorry.
Actually i am checking on website it is only showing rupay Platinum with 200 rs charges okay thanks I'll look for this. By upgrading debit card. My previous debit card will be automatically blocked? Or i will have now 2 debit cards?
 
Actually i am checking on website it is only showing rupay Platinum with 200 rs charges okay thanks I'll look for this. By upgrading debit card. My previous debit card will be automatically blocked? Or i will have now 2 debit cards?
Yes, it will be blocked automatically.

And if it is not by some technicality, you should do it immediately.
 
Visit your axis login or app, there you will have to go into debit card options, then "block and replace" or "upgrade" option.

I went to upgrade, as I wanted higher variant one initially, which is value+ with rs 750, but it did not show up for me, so I selected the only option which showed up.

Which was Rupay chip, no annual or joining charges, so no gst either.
It's the one with 0 charges right? Please confirm if this is the one
 

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