Pre approved cards on Swiggy, Tata Neu and Paytm

[damn]

I am getting the option to apply for the following cards on Tata Neu and Paytm

1. Tata Neu - Tata Neu Infinity and Plus FYF
2. Paytm - Regalia Gold, Paytm Cobranded, SBI Cobranded
3. Swiggy - Swiggy Cobranded
I wanted to get a HDFC card, and as per forum, I think one should strive to get a core card first.
Are these cards going to be approved at once if I go forward with them? Like one would be approved for Axis Ace in GPay at once.

Also, quick disclaimer - I was rejected by HDFC in MAY 2024, so is this going to be an issue?

 

[wiizzard]

Why were your rejected in MAY for HDFC?
There would be a cooling period applicable, so you have to wait now. 3 months is the cooling period I think

 

[Wealth is my birth right!]

I am getting the option to apply for the following cards on Tata Neu and Paytm

1. Tata Neu - Tata Neu Infinity and Plus FYF
2. Paytm - Regalia Gold, Paytm Cobranded, SBI Cobranded
3. Swiggy - Swiggy Cobranded
I wanted to get a HDFC card, and as per forum, I think one should strive to get a core card first.
Are these cards going to be approved at once if I go forward with them? Like one would be approved for Axis Ace in GPay at once.

Also, quick disclaimer - I was rejected by HDFC in MAY 2024, so is this going to be an issue?

Apply in September first week for paytm Regalia gold card then neu infinity
Swiggy not sure about the chance of getting approved

 

[jhanishdev]

These are advertised offers. They will hit your cibil first to determine your eligibility and cards offered will change after that.

 

[damn]

Why were your rejected in MAY for HDFC?
There would be a cooling period applicable, so you have to wait now. 3 months is the cooling period I think

No reason, and not in the mood to follow up

 

[damn]

Apply in September first week for paytm Regalia gold card then neu infinity
Swiggy not sure about the chance of getting approved

so is it kinda guaranteed? the regalia gold?

 

[damn]

These are advertised offers. They will hit your cibil first to determine your eligibility and cards offered will change after that.

Damn; that's bad

 

[SSV]

I am getting the option to apply for the following cards on Tata Neu and Paytm

1. Tata Neu - Tata Neu Infinity and Plus FYF
2. Paytm - Regalia Gold, Paytm Cobranded, SBI Cobranded
3. Swiggy - Swiggy Cobranded
I wanted to get a HDFC card, and as per forum, I think one should strive to get a core card first.
Are these cards going to be approved at once if I go forward with them? Like one would be approved for Axis Ace in GPay at once.

Also, quick disclaimer - I was rejected by HDFC in MAY 2024, so is this going to be an issue?

Offers you are getting in Paytm are "sponsored" offers .. It is just applying like a fresh application.. nothing to do with pre-eligible, pre-approved etc...

Tata Neu - infinity ones are kind of genuine .. if you have any exisitng HDFC card, you are guranteed to get this card..
Swiggy is also similar, you are almost guaranteed to get the this card provided you already have one HDFC card ( preferable core card)..

So , back to the drawing board.. you need to wait until the cooling period is over (ie. 3 months) and apply for a core card first and then hunt begins..
Enjoy...

 

[aries]

Offers you are getting in Paytm are "sponsored" offers .. It is just applying like a fresh application.. nothing to do with pre-eligible, pre-approved etc...

Tata Neu - infinity ones are kind of genuine .. if you have any exisitng HDFC card, you are guranteed to get this card..
Swiggy is also similar, you are almost guaranteed to get the this card provided you already have one HDFC card ( preferable core card)..

So , back to the drawing board.. you need to wait until the cooling period is over (ie. 3 months) and apply for a core card first and then hunt begins..
Enjoy...

Off topic: what's the cooling period after ICICI rejection? @SSV

 

[SSV]

Off topic: what's the cooling period after ICICI rejection? @SSV

6 months .

 

[Wealth is my birth right!]

so is it kinda guaranteed? the regalia gold?

50 50 only
Not bad to try

 

[damn]

50 50 only
Not bad to try

Ah, I will be rejected; have been denied for last 3 years
If 50-50, I will try c2c I guess

 

[damn]

Offers you are getting in Paytm are "sponsored" offers .. It is just applying like a fresh application.. nothing to do with pre-eligible, pre-approved etc...

Tata Neu - infinity ones are kind of genuine .. if you have any exisitng HDFC card, you are guranteed to get this card..
Swiggy is also similar, you are almost guaranteed to get the this card provided you already have one HDFC card ( preferable core card)..

So , back to the drawing board.. you need to wait until the cooling period is over (ie. 3 months) and apply for a core card first and then hunt begins..
Enjoy...

I do not have any card from HDFC unfortunately; so that would mean it is more or less a fresh application I guess?

 

[SSV]

I do not have any card from HDFC unfortunately; so that would mean it is more or less a fresh application I guess?

y e s

 

[Wealth is my birth right!]

Ah, I will be rejected; have been denied for last 3 years
If 50-50, I will try c2c I guess

C2c u have to identify a good agent who have high success ratio

 

[damn]

y e s

Got it; thanks

 

[damn]

C2c u have to identify a good agent who have high success ratio

I guess I will try finding a guy from local branch; I am not sure if I can get data about the guy's success ratio; will just have to trust the person

If you could recommend something I could do here, please do

 

[Wealth is my birth right!]

I guess I will try finding a guy from local branch; I am not sure if I can get data about the guy's success ratio; will just have to trust the person

If you could recommend something I could do here, please do

I can but he’s from South
Which area u belong to
U can share state

 

[damn]

I can but he’s from South
Which area u belong to
U can share state

Living in Rajasthan
House in Bihar

 

[mryashchauhan]

I am getting the option to apply for the following cards on Tata Neu and Paytm

1. Tata Neu - Tata Neu Infinity and Plus FYF
2. Paytm - Regalia Gold, Paytm Cobranded, SBI Cobranded
3. Swiggy - Swiggy Cobranded
I wanted to get a HDFC card, and as per forum, I think one should strive to get a core card first.
Are these cards going to be approved at once if I go forward with them? Like one would be approved for Axis Ace in GPay at once.

Also, quick disclaimer - I was rejected by HDFC in MAY 2024, so is this going to be an issue?

You only get provisional approval when you apply, final approval takes a few days. A minimum of 3 months cooling period is recommended after rejection, getting a core card is probably better but chances of getting regalia gold is less, swiggy is getting approved more recently and is also a great card if you use swiggy, you also get 5% off on many ecom sites.