Pre-approved credit card offer for Amazon pay ICICI credit card users

[me_sovon]

I recently got the Amazon pay ICICI credit card without any income proof and document verification.
This is my first unsecured credit card.

Now I want to ask those people who got the Amazon pay credit card recently, did you recieve any pre-approved credit card offer from ICICI?

How much time it took for the offer?

What was your average spends on those months?

Did you get the life time free credit card or chargeable card on the pre-approved offer?


Update: So My Amazon pay ICICI card was approved on 19 July 2024, and I got the pre-approved life time free ICICI coral Rupay credit card offer on 9th August 2024 midnight, my first billing date is 12 August 2024.
The physical card was dispatched on the same day 9th August, got the physical card on 12 August 2024.

Update 2: 12 October 2024

So 4 days ago got credit card upgrade offer.
Rubyx, HPCL visa, Mu.
All are paid.
Also got a pre-approved loan for 5 lakh.

Although I don't have any interest on paid cards or loan. I'm already having a paid HPCL rupay card, got from last pre-approved offer.

Update 3: On November I got a call from ICICI, they are offering any of their cards from SAPPHIRO to coral visa as pre-approved, so I took the sapphiro, the card got delivered but I decided not to activate the card as it is just fyf with 0 anual fees, so waiting for next pre-approved offers.

From July to November I recieved 3 pre-approved offers.
Amazon pay is my first unsecured and first ICICI card.

 

[mailmenow]

I have been using Amazon pay icici credit card for more than 7 month. I am not getting any pre-approved credit card offers as of now. I contacted twitter support to issue any ltf or paid card based on my Apay card.They informed me that I won't get any pre-approved offer for Apay card anymore???

 

[kgaurav00]

I have been using Amazon pay icici credit card for more than 7 month. I am not getting any pre-approved credit card offers as of now. I contacted twitter support to issue any ltf or paid card based on my Apay card.They informed me that I won't get any pre-approved offer for Apay card anymore???

what your utilisation from Apay card???

 

[mailmenow]

what your utilisation from Apay card???

Not having any regular use. Some times made 23k, 850,etc

 

[mailmenow]

But from Twitter team cc manager informed there will be no upgrade offer available for Amazon pay icici bank credit card. Is it like that??

 

[ManojGowda]

But from Twitter team cc manager informed there will be no upgrade offer available for Amazon pay icici bank credit card. Is it like that??

What other relation you have with ICICI?

 

[mailmenow]

What other relation you have with ICICI?

I have only Apay card. After doing the 23k transaction I got pre-approved home loan , personal loan, vehicle loan, loan against credit card. But no upgrade offer

 

[ManojGowda]

I have only Apay card. After doing the 23k transaction I got pre-approved home loan , personal loan, vehicle loan, loan against credit card. But no upgrade offer

I too have same relation with icici since april this year.
Spent 50k this month
Lets see if i get any better pre approved offer

 

[mailmenow]

I too have same relation with icici since april this year.
Spent 50k this month
Lets see if i get any better pre approved offer

I got these offers within 2 days after 23k transaction

 

[khizar_65]

ICICI does NOT give pre-approved offers to AmazonPay CC holders.

You need to call/write to them and ask any of their core CCs. They will consider n issue based on certain other compliance issues. So, ask for their Platinum RuPay or Platinum Visa card first. Thereafter, pre-approved would start appearing for you.

Wait for 3-6 months before you ask. Keep using AmazonPay card in the meantime.

Brother

ICICI does NOT give pre-approved offers to AmazonPay CC holders.

You need to call/write to them and ask any of their core CCs. They will consider n issue based on certain other compliance issues. So, ask for their Platinum RuPay or Platinum Visa card first. Thereafter, pre-approved would start appearing for you.

Wait for 3-6 months before you ask. Keep using AmazonPay card in the meantime.

Brother i am using amazon pay icici card for 4 months today i just got an banner from imobile to generate your rupay card and its showing three option coral/Hpcl/rubyx

 

[mailmenow]

Brother

Brother i am using amazon pay icici card for 4 months today i just got an banner from imobile to generate your rupay card and its showing three option coral/Hpcl/rubyx

Yes. I too got my pre-approved offer as Coral rupay LTF, rubyx paid, Hpcl paid for my Amazon pay credit card . Pre-approved offer will be given based on Amazon pay credit card also.

 

[Arnal07]

Brother

Brother i am using amazon pay icici card for 4 months today i just got an banner from imobile to generate your rupay card and its showing three option coral/Hpcl/rubyx

take the card which is LTF

 

[VSC]

take the card which is LTF

Will the limit be shared with existing apay card. I got the pre approved offer yesterday but I can't see any limit mentioned only fees are mentioned

 

[me_sovon]

Will the limit be shared with existing apay card. I got the pre approved offer yesterday but I can't see any limit mentioned only fees are mentioned

It will share with your primary card limit

 

[LiamHouse]

It will share with your primary card limit

does getting the coral ltf card pose any problems in getting limit extension for apay card? how often should you expect a le?

 

[SSV]

does getting the coral ltf card pose any problems in getting limit extension for apay card? how often should you expect a le?

There is no link between these two as far as LE is concerned.
Apay will get generous LE, irrespective of other cards in your portfolio.
Generally you get LE every 6 months, sometimes once a year

 

[RAMESH BABU N]

Generally you get LE every 6 months, sometimes once a year

Or, even NEVER in 3 years (like in my case - 7L since 3 yrs). Not that I need it.

It all depends on many factors. No hard n fixed rules.

 

[Boy 07]

ICICI does NOT give pre-approved offers to AmazonPay CC holders.

You need to call/write to them and ask any of their core CCs. They will consider n issue based on certain other compliance issues. So, ask for their Platinum RuPay or Platinum Visa card first. Thereafter, pre-approved would start appearing for you.

Wait for 3-6 months before you ask. Keep using AmazonPay card in the meantime.

I applied amazon pay ICICI card with Cibil 779 and 5 others bank cards with 1% Utilisation but it has been declined I got the email like this ---Rejected due to insufficient/adverse of credit history being less than required policy norms.

When cibil is good what they want ? And what to do now ????

 

[khizar_65]

Yes

take the card which is LTF

Yes brother i generated the coral rupay and it started showing in imobile

 

[VSC]

I applied amazon pay ICICI card with Cibil 779 and 5 others bank cards with 1% Utilisation but it has been declined I got the email like this ---Rejected due to insufficient/adverse of credit history being less than required policy norms.

When cibil is good what they want ? And what to do now ????

I've been using apay card since Aug 2021, but there have no pre approved credit card offers. I applied for the platinum credit card last month but it was rejected without giving any reason. I called and mailed several times for knowing the reason but got the same reply that will be conveyed within a week through mail. But suddenly on 19th when checked the app 3 pre approved cards were there. There is no logic for rejecting the card and costing the cibil hit and providing the card within a month.