Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[plastikman]

How are they converting card to LTF through retention team?

Yes, my relative has 2 SBI cards Etihad and Prime. Today evening itself Etihad got converted to LTF and they provided 3000 CB for Prime

 

[Strange]

Yes, my relative has 2 SBI cards Etihad and Prime. Today evening itself Etihad got converted to LTF and they provided 3000 CB for Prime

Did they email sbi card to convert to LTF or via retention team?

 

[plastikman]

Did they email sbi card to convert to LTF or via retention team?

Via retention team (SBI calls it closure team) on 1st call. Took 38 mins but worth it

 

[thedator]

Can Vistara Prime card be converted to LTF this way. Thinking of taking but not sure yet.

Has anyone tried their luck?

 

[pprakash11]

Anyone knows minimum salary/income and/or C2C limit to apply SBI Vistara (1499 one)?

If you have a good credit history, they don't even ask for income while applying via Sprint.

 

[RkrRkr is verified member.]

How are they converting card to LTF through retention team?

Because only the have the access to modify your accounts PCT Id.

 

[RkrRkr is verified member.]

Anyone knows minimum salary/income and/or C2C limit to apply SBI Vistara (1499 one)?

There no definite salary/self employed income criteria specified by SBI Card on their website but ITR of 6 lakhs and above is suffice for this card.

 

[Dr_Card]

Because only the have the access to modify your accounts PCT Id.

Yes agree.Via retention team you will get instant resolution on LTF request.

 

[RkrRkr is verified member.]

I tried to convert my two years old SimplyClick card to LTF by retention team but they said LTF offer isn't available for me.

Suggesting Try one more time after 15 days..

 

[Tarun239]

Tried for sbi octane card about year old with spend of more than 3 lakhs previous year, they denied offer not currently available. How old should be the card??

 

[RkrRkr is verified member.]

Tried for sbi octane card about year old with spend of more than 3 lakhs previous year, they denied offer not currently available. How old should be the card??

1 year is sufficient..Try once more after 15 days...Kindly read the threads throughly to get the idea about how to proceed .

 

[Tarun239]

1 year is sufficient..Try once more after 15 days...Kindly read the threads throughly to get the idea about how to proceed .

Thanks, followed the method in thread posted, customer care executive told offer not currently available.

 

[RkrRkr is verified member.]

Thanks, followed the method in thread posted, customer care executive told offer not currently available.

Thats why i have suggested for try once more.

 

[Tarun239]

Thats why i have suggested for try once more.

K, will try once more, thanks

 

[4uziaul]

Thanks, followed the method in thread posted, customer care executive told offer not currently available.

I think something is going on with the BPCL Octane card. Previously, it was quite easy to upgrade to an Octane Card with just a phone call. In my case, I even saw the upgrade offer in my app, but I ended up upgrading by contacting customer care. My suggestion to you is that if, after 15 days, they haven't converted it to a LTF card, don't be disappointed and try to get the annual fee reversed.

Disclaimer: It's just my opinion.

 

[Tarun239]

I think something is going on with the BPCL Octane card. Previously, it was quite easy to upgrade to an Octane Card with just a phone call. In my case, I even saw the upgrade offer in my app, but I ended up upgrading by contacting customer care. My suggestion to you is that if, after 15 days, they haven't converted it to a LTF card, don't be disappointed and try to get the annual fee reversed.

Disclaimer: It's just my opinion.

Ok, thanks.

 

[skvignesh]

Tried LTF, but due to less number txns they giving fees wavier only, told to call after charges applied they will reverse.

will try to ask for LTF again when calling..

What is that 1st service request meaning??

card: simply click , completed on year this month. very few txns only..

 

[Rocky3]

Today raised closure request from app. Within 1minute got call from SBI CC . She asked for the reason to close the card. I said i have CASHBACK,simply click, BPCL im paying annual fee for all this cards. So i don't want to pay for this all cards. I want to close BPCL. She said that we can give annual fee reversal for every year. I said close the card or make it LTF. she said that your not eligible for LTF for this card, only annual fee reversal for every year. I need to call Every year and ask For reversal. Only this option you have. Still if you wish to close the card I can process your request. I said ok for annual fee reversal. Is she tricked me? Or is it ok with anual fee reversal for every year?

 

[4uziaul]

Today raised closure request from app. Within 1minute got call from SBI CC . She asked for the reason to close the card. I said i have CASHBACK,simply click, BPCL im paying annual fee for all this cards. So i don't want to pay for this all cards. I want to close BPCL. She said that we can give annual fee reversal for every year. I said close the card or make it LTF. she said that your not eligible for LTF for this card, only annual fee reversal for every year. I need to call Every year and ask For reversal. Only this option you have. Still if you wish to close the card I can process your request. I said ok for annual fee reversal. Is she tricked me? Or is it ok with anual fee reversal for every year?

Try again after few days.

 

[Tarun239]

Today raised closure request from app. Within 1minute got call from SBI CC . She asked for the reason to close the card. I said i have CASHBACK,simply click, BPCL im paying annual fee for all this cards. So i don't want to pay for this all cards. I want to close BPCL. She said that we can give annual fee reversal for every year. I said close the card or make it LTF. she said that your not eligible for LTF for this card, only annual fee reversal for every year. I need to call Every year and ask For reversal. Only this option you have. Still if you wish to close the card I can process your request. I said ok for annual fee reversal. Is she tricked me? Or is it ok with anual fee reversal for every year?

Is it sbi bpcl octane ?