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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

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Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Yes. Later I received call from retention team. But during upgrade of my FBB Style up to Simply click last year (2022), they reversed annual fee of my old card and didn't charge joining fee of new card. So they have requested to place charge reversal request only after this year annual fee payment.
Have you made the payment towards the annual fee?
 
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I have just got a SBI Simply save card one month back, first bill is yet to be generated, can i
1. Request to waive off the joining fees?
2. Request to make it LTF?
Too early to say anything.Even your 1st statement hasn't been generated yet.
Stiil call and ask directly to waive off the joining fee.
Suggesting don't opt card closure trick to get LTF.Wait for few months and then go through this trick.
 
Guys if your card is more than two year old and you have quite good amout of spending SBI is converting the card to LTF..My SBI card met above criteria and card is now LTF .

LTF is not applicable for Elite,Cashback

Rest all other card can be given a tried

*P.S Am just sharing what i heard and did excuse if not relavent*
 
Guys if your card is more than two year old and you have quite good amout of spending SBI is converting the card to LTF..My SBI card met above criteria and card is now LTF .

LTF is not applicable for Elite,Cashback

Rest all other card can be given a tried

*P.S Am just sharing what i heard and did excuse if not relavent*
How are they converting card to LTF through retention team?
 
No no i wrote a email request to make LTF.. I didn't place any close request
I wanted to hold OLA SBI for this year..Based on info received i shared email and they replied today
I tried to convert my two years old SimplyClick card to LTF by retention team but they said LTF offer isn't available for me.
 
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