Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[varun__goel_]

Whats ILA? Income Tax Layer?

Sbi cards virtual assistant

 

[SSV]

Whats ILA? Income Tax Layer?

See this little young woman there. She is ILA.. I will ask her tomorrow, it is getting late..

 

[Rohith-2009]

See this little young woman there. She is ILA.. I will ask her tomorrow, it is getting late..



View attachment 33203

LOL you went till here. Why did not you ask there

 

[InferiorTech]

I got my first sbi card : sbi cashback very recently. Can i try this trick? if yes how long should I wait? Thanks

 

[pprakash11]

I got my first sbi card : sbi cashback very recently. Can i try this trick?

No

if yes how long should I wait? Thanks

1 year

 

[SSV]

LOL you went till here. Why did not you ask there

Because, I don’t have the login credentials in hand..
and don’t have the time for follow up questions as it was very late in the night..
Wanted to start fresh the next day.
Shall I do it now sir? Or you don’t want?

 

[jack333]

It has nothing to do with spends. Know someone who spent less than 2l and got sbi cashback card converted to LTF

 

[SSV]

How much was your spend last year ?

I will ask ILA and come back to you soon , to be precise !!

Here it is, as promised…especially for you mate @ARV .. thanks for your patience and waiting for my reply without hurry..

My ILA says, it is around 6.29 L for the last one year..I think I have opened this card September last year..and this number is approximately correct..




Here is the Cashback summary for the year..



This SBI CB card had been great for me for the last one year going by the numbers attached above and moreover..
It is LTF now ..this LTF now is a cherry on the cake..
Can’t ask for more from SBI
I am a happy SBI customer , not expecting anything more than this
Even if they devalue now I am okay

 

[Jhon Anand]

Hey, I had one small doubt. What happens if they deny ltf and close the card? Would I be able to ask them to reopen it by calling next day ?

Has anyone experienced this ?

Also I've crossed the fee waiver amount for this year and my renewal is in March 2024, should I try in March even though I won't be charged fees ?

My card is simplyclick, expect yearly spend to cross 3 lakh+ for the year. Any chance of ltf then ?

 

[SSV]

My card is simplyclick, expect yearly spend to cross 3 lakh+ for the year. Any chance of ltf then

After anniversary, just call them and ask for LTF , they will do it straight away for your Simply Click.. no need to close and ask

 

[Jhon Anand]

After anniversary, just call them and ask for LTF , they will do it straight away for your Simply Click.. no need to close and ask

Ohh just call customer care ? No need to go through card closure via app ?

Sorry I'm repeating but I'm finding hard to digest that's it's so easy as I've been following this thread off and on from start

That would be great if true

 

[binno]

Ohh just call customer care ? No need to go through card closure via app ?

Sorry I'm repeating but I'm finding hard to digest that's it's so easy as I've been following this thread off and on from start

That would be great if true

As said by cc : min. 6 months req for a card to convert to ltf

 

[SSV]

Ohh just call customer care ? No need to go through card closure via app ?

Sorry I'm repeating but I'm finding hard to digest that's it's so easy as I've been following this thread off and on from start

That would be great if true

They will do it easily for simply click and also you spent well already. Try after one year it will be definitely done

 

[hellobois]

Here it is, as promised…especially for you mate @ARV .. thanks for your patience and waiting for my reply without hurry..

My ILA says, it is around 6.29 L for the last one year..I think I have opened this card September last year..and this number is approximately correct..

View attachment 33219


Here is the Cashback summary for the year..

View attachment 33220

This SBI CB card had been great for me for the last one year going by the numbers attached above and moreover..
It is LTF now ..this LTF now is a cherry on the cake..
Can’t ask for more from SBI
I am a happy SBI customer , not expecting anything more than this
Even if they devalue now I am okay

Bro either you are rich or you are a pro rotator/manufactured spend master.
But I think you are rich ..

 

[SSV]

Bro either you are rich or you are a pro rotator/manufactured spend master.
But I think you are rich ..

One thing I can definitely say, all my spends are real purchases/payments..
No CC transaction went into my bank account either directly or indirectly...
As far as what I am, it is left to the reader's imagination..

 

[SSV]

Bro either you are rich or you are a pro rotator/manufactured spend master.
But I think you are rich ..

Anyway , lovely ILA told us what my categories of spends are....na..

 

[hellobois]

Anyway , lovely ILA told us what my category of spends...na..

Don't take me otherwise. It was just a joke. Actually I don't see rich people very frequently .

 

[SSV]

Don't take me otherwise. It was just a joke. Actually I don't see rich people very frequently .

There is nothing to take seriously in your post.. I am just explaining the facts..
When we live in facts there is nothing to worry about and no need to worry about what others think of us..

Rich people are also normal people once mostly..there is nothing special.. they are also people..

 

[binno]

There is nothing to take seriously in your post.. I am just explaining the facts..
When we live in facts there is nothing to worry about and no need to worry about what others think of us..

Rich people are also normal people once mostly..there is nothing special.. they are also people..

Flex and humbleness at the same time just-a-joke

 

[NShah]

Rich people are also normal people once mostly..there is nothing special.. they are also people..

Kehna kya chahte ho