Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[NOOBY]

vistara,
aurum
ethiad

Thanks!

I had vistara in mind as well.. Etihad I didnt focus as there arent much foreign trips happening

Aurum is quite good but expenditure for its milestone benefits seem quite high (as most of expenditure does happen on Infinia, that too avg is 90k) which is why I also listed Prime card as its milestone is counted for a quarter, which seems easily attainable.

 

[Deleted member 11974]

Thanks!

I had vistara in mind as well.. Etihad I didnt focus as there arent much foreign trips happening

Aurum is quite good but expenditure for its milestone benefits seem quite high (as most of expenditure does happen on Infinia, that too avg is 90k) which is why I also listed Prime card as its milestone is counted for a quarter, which seems easily attainable.

first year aurum fees is technically paid off via bms tickets and amazon voucher by points
from second year try to reach spends after infinnia or close this
vistara would be the most ideal card then

 

[hellobois]

SBI Nodal Officer denied my card conversion request 🙁( Now I have to use card closure way after a month. Kismat hi kharab hai ....

Warm Greetings for the day!
This is with reference to your email regarding your SBI card account.
At the outset, we regret for inconvenience that may have been caused to you regarding the matter addressed to us.
We would like to inform that, we regret to inform that currently we are unable to provide the Life Time free card towards your card account.
Hence, your CASHBACK SBI Card is active for usage with an outstanding amount of Rs. 4,600.5 payable to us.

 

[John Since]

SBI Nodal Officer denied my card conversion request 🙁( Now I have to use card closure way after a month. Kismat hi kharab hai ....

Warm Greetings for the day!
This is with reference to your email regarding your SBI card account.
At the outset, we regret for inconvenience that may have been caused to you regarding the matter addressed to us.
We would like to inform that, we regret to inform that currently we are unable to provide the Life Time free card towards your card account.
Hence, your CASHBACK SBI Card is active for usage with an outstanding amount of Rs. 4,600.5 payable to us.

You are trying to convert Cashback Card?

 

[hellobois]

You are trying to convert Cashback Card?

I tried and failed miserably 😪😫😌😥

 

[John Since]

I tried and failed miserably 😪😫😌😥

They are not flipping Cashback card.
Place request for closure and ask for LTF

 

[binno]

They are not flipping Cashback card.
Place request for closure and ask for LTF

mail to nodal or wait for cc to call ?

 

[hellobois]

They are not flipping Cashback card.
Place request for closure and ask for LTF

pls enlighten me on this. Was my approach wrong?

 

[John Since]

mail to nodal or wait for cc to call ?

pls enlighten me on this. Was my approach wrong?

Place account closure request via app and when they callback tell reason is annual fee and ask them to make ltf

 

[catcat]

A big thank you to this thread. I apply for card closure of by Simplyclick. Less than 60 seconds later I get a call. I miss it. Another 10 mins later, another call, and voila, after a conversation lastin ~1 min, I get LTF.

Has anyone had success on SBI IRCTC premier? I also have SBI Air India Premier, but I am sure it won't work, and am not risking it.

 

[Rohith-2009]

A big thank you to this thread. I apply for card closure of by Simplyclick. Less than 60 seconds later I get a call. I miss it. Another 10 mins later, another call, and voila, after a conversation lastin ~1 min, I get LTF.

Has anyone had success on SBI IRCTC premier? I also have SBI Air India Premier, but I am sure it won't work, and am not risking it.

I raised closure request before a month. They reversed the joining fees and Said me to use the card. Anyways will try again after they charge annual fees. Will they charge annual fee and reverse it after reaching milestone

 

[shutapdiya]

I raised closure request before a month. They reversed the joining fees and Said me to use the card. Anyways will try again after they charge annual fees. Will they charge annual fee and reverse it after reaching milestone

yes, if you have met the spend milestone, annual fee gets charged first and then reversed in next statement

 

[Rohith-2009]

yes, if you have met the spend milestone, annual fee gets charged first and then reversed in next statement

Thank you. I'll put the request after they charge it. I took the card in Feb 2023

 

[jack333]

Lage raho bhai log. Yeh kabhi na kabhi man jayenge. I got my sbi cashback card converted to LTF and got the joining fee reversal of bpcl card.

 

[Strange]

Lage raho bhai log. Yeh kabhi na kabhi man jayenge. I got my sbi cashback card converted to LTF and jot the joining fee reversal of bpcl card.

PCT IT change ka request close kab hua?
LTF ka confirmation kaha se Mila customer care or Email?

 

[jack333]

PCT IT change ka request close kab hua?
LTF ka confirmation kaha se Mila customer care or Email?

Us ne call pe hi bol diya maine LTF me convert kar diya hai. PCT id change abhi in progress dikha raha hai

 

[John Since]

Ab sabhi SBI ko merged limit issue karne ka force Karo twitter par like all other major banks. Multiple cards rakhke koi fayda nahi with reduced credit limits nahi toh.

 

[hellobois]

Ab sabhi SBI ko merged limit issue karne ka force Karo twitter par like all other major banks. Multiple cards rakhke koi fayda nahi with reduced credit limits nahi toh.

Card limit khud se adjust kar sakte ya nahi?
Like simply click and cashback me 2 lakh ki limit split hai, aur aapko cashback se 1.2 lakh use karne hai to khud se limit increase ho jayegi ya ek baar jo fixed ho gai wo change ni hoti?
Ya fir SBI me bhi HDFC jaise shared limit hai?

 

[hellobois]

Lage raho bhai log. Yeh kabhi na kabhi man jayenge. I got my sbi cashback card converted to LTF and got the joining fee reversal of bpcl card.

Bhai kitne attempt aur finally kis trick se hua wo bhi batana pls

 

[binno]

Card limit khud se adjust kar sakte ya nahi?
Like simply click and cashback me 2 lakh ki limit split hai, aur aapko cashback se 1.2 lakh use karne hai to khud se limit increase ho jayegi ya ek baar jo fixed ho gai wo change ni hoti?
Ya fir SBI me bhi HDFC jaise shared limit hai?

Nope ab nai kar sakte hai after may23