Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[hackymanoj]

No mail confirmation will come..Just track service request under services menu, whether PCT ID change request taken or not.If taken then have a cup of tea, relax your card is now LTF.

It's there. Thanks

 

[nitinmits]

Trick worked for me

 

[Predator]

View attachment 14391
Trick worked for me

Which card and age?

 

[RkrRkr is verified member.]

View attachment 14391
Trick worked for me

You are welcome....you have got desired result.

 

[RkrRkr is verified member.]

Which card and age?

Which card right now you have ?

 

[Predator]

Which card right now you have ?

Octane.
I raised closure req and now they are asking me to clear outstanding dues so that they can proceed with closure

 

[nitinmits]

Which card right now you have ?

I have IRCTC Visa card. i told them to convert to Rupay, they denied then i told them to convert to LTF or close the card. They checked the offer for LTF and told yes its available and taken request for conversion. Its expiry in March 2025

 

[Bhaskar]

I have IRCTC Visa card. i told them to convert to Rupay, they denied then i told them to convert to LTF or close the card. They checked the offer for LTF and told yes its available and taken request for conversion. Its expiry in March 2025

What's the age of your card? What's your spending pattern?

 

[RkrRkr is verified member.]

Octane.
I raised closure req and now they are asking me to clear outstanding dues so that they can proceed with closure

I think ,it should become LTF..Follow the trick..Place request tomorrow at 0900 AM .After receiving call tell them to convert the card to any rupay platform card..they will state way turn down as SBI does not accept card frenchise change request.Then push them to make it LTF ,May be they will accept it...

Incase they are not agree on LTF too,just tell them that give some time to decide about closure.I will call again for closure.Donot Go go for closure of account on same phone call..But i am sure they will accept your LTF request.

 

[RkrRkr is verified member.]

Octane.
I raised closure req and now they are asking me to clear outstanding dues so that they can proceed with closure

Yes,first clear all your dues.Then proceed for card closure request on sbi card app and use above trick..or i have commented above.

 

[Predator]

I think ,it should become LTF..Follow the trick..Place request tomorrow at 0900 AM .After receiving call tell them to convert the card to any rupay platform card..they will state way turn down as SBI does not accept card frenchise change request.Then push them to make it LTF ,May be they will accept it...

Incase they are not agree on LTF too,just tell them that give some time to decide about closure.I will call again for closure.Donot Go go for closure of account on same phone call..But i am sure they will accept your LTF request.

As Already one closure request is pending. I will try this again in a few weeks. In any case I am thinking to close the card, so no harm in trying and pushing them once more.
Thank you for your help

 

[RkrRkr is verified member.]

What's the age of your card? What's your spending pattern?

Here spending pattern doesnot matter...Only card age matter..at least 1 year old or about to 1 is also considerd..

 

[RkrRkr is verified member.]

As Already one closure request is pending. I will try this again in a few weeks. In any case I am thinking to close the card, so no harm in trying and pushing them once more.
Thank you for your help

First clear the dues...then place closure request through app...for optimum result..

 

[Bhaskar]

Here spending pattern doesnot matter...Only card age matter..at least 1 year old or about to 1 is also considerd..

Okay thanks my card is 7 months old. I use it very rarely. Will try after 1 yr.

 

[RkrRkr is verified member.]

Okay thanks my card is 7 months old. I use it very rarely. Will try after 1 yr.

Go with the trick..you have nothing to loose..Ask them to give any rupay card
..if they say no..then ask for atleast LTF..if they will accept then good..otherwise tell them that leave the cancellation request i will keep this card as it is.

 

[rsivva]

Any luck with simply click card?

 

[RkrRkr is verified member.]

Any luck with simply click card?

Refer previous conversations....Go ahead with your card..it will work ..Must try..

 

[Lakshya Mahani]

My father's simplysave was 8 years old which i downgraded to BPCL( though cibil report shows card open year as 2015), should i give a try for LTF?

 

[RkrRkr is verified member.]

My father's simplysave was 8 years old which i downgraded to BPCL( though cibil report shows card open year as 2015), should i give a try for LTF?

Do it..It will become LTF..

 

[Rocky Bhai]

Asked for fee waiver and got fee waiver