Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[RkrRkr is verified member.]

View attachment 14415
Asked for fee waiver and got fee waiver

Why dont you asked for LTF...


Any way try after 15 days for making it LTF

 

[Rocky Bhai]

Why dont you ask for LTF...


Any way try after 15 days for making it LTF

Will definately ask after some days

 

[RkrRkr is verified member.]

Will definately ask after some days

Yes..Donot ask straighway...read previous posts...

 

[rj_arora]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Will they do it for Aurum?

 

[RkrRkr is verified member.]

Will they do it for Aurum?

Night time dreams are good....

Definitely NOooooooo.

 

[RkrRkr is verified member.]

6 years with SBI SimplySave -> SimplyClick.

Last year placed closure request, didn't received any call (picked all calls from that day to till 2 days), 2 days later got message saying card closed. 7 days later received NOC letter.

Whoever trying this trick just a dummy note, not everyone as lucky as OP - so be ready to face if things

Through which medium ,you placed the closure request of your card

 

[CredAshram]

For the last 3 years, I have enjoyed a fee waiver for simply click card. I am not able to achieve their waiver criteria anyway. My expense on this card is somehow nearly 75k. So, I always request them to reverse my card maintenance fees. They reverse it, as always.

 

[nitinmits]

Best is to place request closure request on SBi app

 

[CredAshram]

when you didn't get the call, no negotiations will happen, right? (one off scenario like me)

or in your case, customer care itself waived off ? because that never worked for me so paid twice but 3rd time went next level.

Actually, I always open a support ticket regarding the reversal of annual fees. After that, they call me and I request to reverse the annual fees. That's all.

 

[SarPanch]

If you card is one year old then just make a request to convert it to ltf. this is for basic card not the cards like sbi cashback or arrum

 

[RupayMan]

Actually, I always open a support ticket regarding the reversal of annual fees. After that, they call me and I request to reverse the annual fees. That's all.

Every year you do this?

 

[soumya_6588]

Will this be applicable for SBI Cashback also?

 

[CredAshram]

Every year you do this?

Yes.....from the last 3 years. And it works every time.

 

[RkrRkr is verified member.]

Yes.....from the last 3 years. And it works every time.

Its also a good solution.it seems.Anyhow if C/Care is not accepting the LTF request then go for reversal every year...Good update though.

 

[BeingPramod]

This trick worked with in 2 minute , Executive told we are providing you the LTF card. Thanks for this trick
PS -
Card - SIMPLY CLICK,
AGE- 4 Years

 

[John Since]

This trick worked with in 2 minute , Executive told we are providing you the LTF card. Thanks for this trick
PS -
Card - SIMPLY CLICK,
AGE- 4 Years

When is your annual fee renewal due? Which month?

 

[RkrRkr is verified member.]

This trick worked with in 2 minute , Executive told we are providing you the LTF card. Thanks for this trick
PS -
Card - SIMPLY CLICK,
AGE- 4 Years

Your welcome..

 

[creditcardkakida]

Will they do it for Aurum?

Yes and then they will rename the card as Baudam..

 

[RkrRkr is verified member.]

Yes and then they will rename the card as Baudam..

Ye bhi sahi hai...

 

[rsivva]

Raised card closure request and got call immediately and raised service request for making ltf.