Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[Hemang]

Bhaiyo sbi cashback card kitne minimum spends aur credit age hone ke baad LTF mila hai ?

Recently SBI card staff told that SBI cashback card can be applied through SBI netbanking login portal only. Through there only we should apply, this card is not available for offline application.
Abhi mere pas sirf sbi simply click hai with bare minimum 1 lac limit which came First year free, it's 12th month is around september 2024, when should I try for making it LTF ?

Anyone kindly guide

 

[RkrRkr is verified member.]

On December 2023 end, my 1.5 year-old SimplyCLICK card was made LTF. Now, I have Cashback SBI card which is 1 year 1 month old. Within 1 year I spent 2.5 L+. I am thinking to request to make it LTF in May. Should I wait more as the card is only 1 year 1 month old and the SimplyCLICK's LTF has not been 6 month yet? Or it won't matter?

No harm in trying...

But go through customer care via call...dont place request via app..

 

[tappukepapa]

LTF conversion request taken for Sbi card, 16 months old card. Raised request on Oct 2023, Jan 2024, Feb 2024 and today finally they made the card LTF.
Pehle main ltf ke chakkar mein closure request de raha tha, 🙂 Aaj genuinely close kar raha tha toh, ltf offer de diya. She just said, sir aapke account par ltf offer hai, close mat kariye.
Then, i said that's a good thing, go ahead with ltf conversion.
Thanks Bro for the trick. Already met annual spends criteria and got annual fees reversel, three months ago.
PCT id change is in Process, yet to be closed.
Edit : This trick is for Simplyclick Card.

 

[scn]

So guys, I guess I'm in for a ride. The retention team didn't even agree for fee refund and went ahead and closed the card. Any tip to reactive the card?

Tried calling again, and the card was already blocked, so couldn't reach using my details. Have dropped an email stating that I've re-considered my decision and want to continue lol. Is the card permanently closed or is there anything else that I can do to hold it?

No, you have 3 months to reactivate, you will provide a otp on call to reactivate and new card will be issued

I have already gone this shit and its nightmare when someone need to connect for any case (reactivate/bill issue/etc), when they block your card, there is no way to connect
They don't look mail, sms and email, nothing works, they never reply,

After 5-7 days of waiting to reply on any ticket open

What works for me is

I connect on the sbicard on twitter and fb both & raising all problem and keep poking for them for every 3-4hour, After 1-2 day I got a call and they reactivate by providing otp on same ivr and issue a new card. Try that..

 

[Shoxie]

No, you have 3 months to reactivate, you will provide a otp on call to reactivate and new card will be issued

I have already gone this shit and its nightmare when someone need to connect for any case (reactivate/bill issue/etc), when they block your card, there is no way to connect
They don't look mail, sms and email, nothing works, they never reply,

After 5-7 days of waiting to reply on any ticket open

What works for me is

I connect on the sbicard on twitter and fb both & raising all problem and keep poking for them for every 3-4hour, After 1-2 day I got a call and they reactivate by providing otp on same ivr and issue a new card. Try that..

Well, I escalated till Nodal officer and they just stated that reactivation is not possible. They asked me to apply again.

I believe what you're saying is not possible right now? Because even the Nodal officer asked me to apply again.

Should I reach out to them on twitter?

 

[SSV]

Well, I escalated till Nodal officer and they just stated that reactivation is not possible. They asked me to apply again.

I believe what you're saying is not possible right now? Because even the Nodal officer asked me to apply again.

Should I reach out to them on twitter?

I haven't read full details about your. Issue.
But reactivation of my recently closed simply click also not possible in SBI after a couple of months. They didn't agree to transfer CL on that card to cb card also

 

[Shoxie]

I haven't read full details about your. Issue.
But reactivation of my recently closed simply click also not possible in SBI after a couple of months. They didn't agree to transfer CL on that card to cb card also

Understood. Thanks. The only option I believe is reapplying.

 

[pranavcool]

No, you have 3 months to reactivate, you will provide a otp on call to reactivate and new card will be issued

I have already gone this shit and its nightmare when someone need to connect for any case (reactivate/bill issue/etc), when they block your card, there is no way to connect
They don't look mail, sms and email, nothing works, they never reply,

After 5-7 days of waiting to reply on any ticket open

What works for me is

I connect on the sbicard on twitter and fb both & raising all problem and keep poking for them for every 3-4hour, After 1-2 day I got a call and they reactivate by providing otp on same ivr and issue a new card. Try that..

Same case the retention team.closed my card. And now i am not able to reactivate using any method tried Twitter, nodal and one more way all said not possible

 

[TheGuy]

She just said, sir aapke account par ltf offer hai, close mat kariye.

Normal CC ----> Retention?

Now a days IVR also says 'Press 8 to block your card account' when calling CC. any idea what that is?

 

[SSV]

Now a days IVR also says 'Press 8 to block your card account' when calling CC. any idea what that is?

This is to instantly block the lost card…

 

[Hemang]

LTF conversion request taken for Sbi card, 16 months old card. Raised request on Oct 2023, Jan 2024, Feb 2024 and today finally they made the card LTF.
Pehle main ltf ke chakkar mein closure request de raha tha, 🙂 Aaj genuinely close kar raha tha toh, ltf offer de diya. She just said, sir aapke account par ltf offer hai, close mat kariye.
Then, i said that's a good thing, go ahead with ltf conversion.
Thanks Bro for the trick. Already met annual spends criteria and got annual fees reversel, three months ago.
PCT id change is in Process, yet to be closed.

Bhai how much were your spends in CB card ? Also is there a way to achieve spend criteria in CB card without actually doing transactions for purchasing ?
Same query if I need to achieve spends criteria of simply click cc ?

 

[TheGuy]

a way to achieve spend criteria in CB card without actually doing transactions for purchasing

Either follow @Abhishek012 or close the card.

 

[SSV]

Bhai how much were your spends in CB card ? Also is there a way to achieve spend criteria in CB card without actually doing transactions for purchasing ?
Same query if I need to achieve spends criteria of simply click cc ?

If you spend anything above 2L and the card is more than one year old, then CB card can be made LTF

 

[TheGuy]

If you spend anything above 2L and the card is more than one year old, then CB card can be made LTF

Just call CC - Closure Request-- Retention- Ask if any LTF offer-- if not 'take time to rethink'?

Since, In Dec they did fee reversal and I hit 100k this AY, I am having hard time thinking how to make it ltf... why try now-- but then they may stop making LTF later and SBI is good card to have for sales...

 

[varun__goel_]

If you spend anything above 2L and the card is more than one year old, then CB card can be made LTF

Can CC directly transfer call to retention team or have to raise closure request?

 

[Rahul Gupta]

Can CC directly transfer call to retention team or have to raise closure request?

you have to raise closure request and it is recommended to raise it in day time before 2pm on a working day.

 

[SSV]

Just call CC - Closure Request-- Retention- Ask if any LTF offer-- if not 'take time to rethink'?

1) call CC and ask if there is any LTF offer exists

If not
2) place closure request via App and wait for Retention to call you . If they don’t call you in 2 to 3 days then call cc and ask them to transfer to Retention.
If retention gives LTF take otherwise cancel the closure request. They generally give minimum of fee waiver

 

[SSV]

Can CC directly transfer call to retention team or have to raise closure request?

See above. .

 

[Hemang]

1) call CC and ask if there is any LTF offer exists

If not
2) place closure request via App and wait for Retention to call you . If they don’t call you then call cc and ask them to transfer to Retention.
If retention gives LTF take otherwise cancel the closure request. They generally give minimum of fee waiver

bhai simply click ke liye kitne spends ka cut off hai for making it LTF ?

 

[SSV]

you have to raise closure request and it is recommended to raise it in day time before 2pm on a working day.

Can CC directly transfer call to retention team or have to raise closure request?

This is correct.. raise your closure request thru app at 9 am , you will most likely get call immediately…