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Pro Tips to make a SBI card life time free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Anyone with fees already waived due to 2L spends tried this?

My fees is reversed and card is also converted to LTF already. I still see this offer, but not having courage of clicking on last page, just in case they close the card😅.
If you get annual fee reversed again then they will debit it in the future.
 
Still no harm in negotiating for LTF...let them decide..If denying LTF then ask for reversal.

GO on call via customer care to retention team.
Tried by calling them , sadly I wasted time with the normal customer support agent(one should directly request them to transfer the call to the closure team)
As soon as the agent from the closure team got connected she started by offering fee waiver,i tried to persuade with ltf but she told as of now no offer
Still happy with the fee waiver
 
Tried by calling them , sadly I wasted time with the normal customer support agent(one should directly request them to transfer the call to the closure team)
As soon as the agent from the closure team got connected she started by offering fee waiver,i tried to persuade with ltf but she told as of now no offer
Still happy with the fee waiver
I think the card closure team primary job is to retain the customers , closing the card is secondary
 
Anyone who successfully converted sbi cashback cc LTF recently in april month??

I tried but failed to convert LTF my spend also 3.83 lakhs but they clearly denied..
You want most beautiful girl in town without study& job .

Cashback card are rarely free . ( Exception is everywhere most in chemistry)
 
You want most beautiful girl in town without study& job .

Cashback card are rarely free . ( Exception is everywhere most in chemistry)
No you can check this thread almost all are getting LTF and if anyone spend 3 lakh+ then 99% chance it's gonna be LTF from retention
 
No you can check this thread almost all are getting LTF and if anyone spend 3 lakh+ then 99% chance it's gonna be LTF from retention
I am stuck with my Simplyclick, trying for last 6 moths to make it ltf(card age 1 y 6m). But SBI denied everytime.
I have spent only 77k in this card( 77k was spent during festive sale of October November 2023)
After that, only 50-100 spending to keep the card active.
And It's a no rewards card, so I won't use it without any SBI instant discounts offer.
And my card will not be converted to LTF in future too, I think.
 
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I am stuck with my Simplyclick, trying for last 6 moths to make it ltf(card age 1 y 6m). But SBI denied everytime.
I have spent only 77k in this card( 77k was spent during festive sale of October November 2024)
After that, only 50-100 spending to keep the card active.
And It's a no rewards card, so I won't use it without any SBI instant discounts offer.
And my card will not be converted to LTF I think in future too
I'm in same boat
 
I am stuck with my Simplyclick, trying for last 6 moths to make it ltf(card age 1 y 6m). But SBI denied everytime.
I have spent only 77k in this card( 77k was spent during festive sale of October November 2023)
After that, only 50-100 spending to keep the card active.
And It's a no rewards card, so I won't use it without any SBI instant discounts offer.
And my card will not be converted to LTF in future too, I think.
I have not tried to make it simplyclick ltf yet, can we raise a request by email for the same?
 
I have not tried to make it simplyclick ltf yet, can we raise a request by email for the same?
I tried twice by sending a mail, but they denied saying that I am not eligible for Life time free offer. And once I tried creating a credit card closing request, that time they refunded the annual fees but didn't make my card life time free.
🥲
 
I will try once a year now when the annual fee is added in the statement by sending a closing request.

I am sure they won't make my card LTF ever with the little spending of 50k-80k in a statement year( that too in instant discount offers only).

But if they refuses to reverse the annual fees, I will be more than happy to close my card permanently. I think it's a very basic card with zero cashback/rewards and not worthy at all with a annual charges of 590.
So if they take annual fees from me, all the relationship with SBI will be over.
 
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