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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

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TF Family
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Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Not understanding why they said no to me over email for fee reversal when I have been holding the card since since long time and had good spends on card until this year. Even this year spend was ~96k which is almost same as the fee reversal criteria.
 
you can clear it anytime and no need to wait, well its your choice to do it now or bill generation based on your money management 🤠 , option will be visible instant or wait payment to settle
I paid the bill and tried the option and I see they have reversed annual fee. Rs. 499 is credited in unbilled transactions. They didn't revert the GST amount though.
How do I proceed from here to make it LTF or wait till next year?
 
I paid the bill and tried the option and I see they have reversed annual fee. Rs. 499 is credited in unbilled transactions. They didn't revert the GST amount though.
How do I proceed from here to make it LTF or wait till next year?
They will reverse gst within 7 days for LTF place a call to cc request for closure then transfer to retention team then say i want LTF thats it
 
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