Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[scn]

Understood. Thanks. The only option I believe is reapplying.

No, Bro you can still try as its already mention in there FAQs. show them if they can't know, You can reactivate it within 3 months.

Reference, see last point

Credit Card Blocking & Unblocking - FAQs | SBI Card

Know how to block and unblock your SBI Credit Card. Find answers about the procedure to block and unblock your SBI Card.

www.sbicard.com

Another Reference

Credit Card Account Reactivation - FAQs | SBI Card

Know how to re-activate your SBI credit card account. Find answers about the reactivation of your SBI Card.

www.sbicard.com

Mine was simplyClick too, I reactivate because it is my 5 year older card so not to loose cibil

I already do this in Feb, 2024 by going through all shit pretty recently

Here is message for reactivation otp on call

OTP to request for Re-activation of your Credit Card ending XXXXX(closed care no. here) is XXXXX. OTP is valid for one attempt or 10 mins only. Do not share it with anyone - SBI Card

Then welcome to sbi. bla bla bla new card dispatch bla bla bla

 

[Abhishek012]

Bhai how much were your spends in CB card ? Also is there a way to achieve spend criteria in CB card without actually doing transactions for purchasing ?
Same query if I need to achieve spends criteria of simply click cc ?

Chilla chilla k tricks bata raha hu puri duniya ko, kaha rahete ho tumlog ?

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges​

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges: Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US Now signup and login, complete full kyc. 1) How to pay Amazon gift voucher to Bank/Credit...

www.technofino.in

@Hemang

 

[Hemang]

Chilla chilla k tricks bata raha hu puri duniya ko, kaha rahete ho tumlog ?

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges​

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges: Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US Now signup and login, complete full kyc. 1) How to pay Amazon gift voucher to Bank/Credit...

www.technofino.in

@Hemang

Bhai pese kharchne vala tarika ni chahiye. Iske alava hai to batao.

 

[iamdhamo]

For simply click i have used this trick 4 days back and checked with customer care about LTF status,He told me its ltf now.
For simply save ,had done this 1 month back to make it LTF.

Is this enough for ltf verification?

 

[tappukepapa]

Normal CC ----> Retention?

Now a days IVR also says 'Press 8 to block your card account' when calling CC. any idea what that is?

Raised request via app, got call from retention after 10 minutes.

 

[tappukepapa]

Bhai how much were your spends in CB card ? Also is there a way to achieve spend criteria in CB card without actually doing transactions for purchasing ?
Same query if I need to achieve spends criteria of simply click cc ?

Above steps are performed on Simplyclick card.

 

[bhaveshS]

If you spend anything above 2L and the card is more than one year old, then CB card can be made LTF

Not in my case 5L spend 1.2 year old

 

[tappukepapa]

Not in my case 5L spend 1.2 year old

Let the card complete some more time, i.e. 1.5 year or something. although all depends on their system algorithm.

 

[tappukepapa]

LTF conversion request taken for Sbi card, 16 months old card. Raised request on Oct 2023, Jan 2024, Feb 2024 and today finally they made the card LTF.
Pehle main ltf ke chakkar mein closure request de raha tha, 🙂 Aaj genuinely close kar raha tha toh, ltf offer de diya. She just said, sir aapke account par ltf offer hai, close mat kariye.
Then, i said that's a good thing, go ahead with ltf conversion.
Thanks Bro for the trick. Already met annual spends criteria and got annual fees reversel, three months ago.
PCT id change is in Process, yet to be closed.
Edit : This trick is for Simplyclick Card.

Update : PCT id change request is closed, that means card is ltf now? @Rkr

 

[NShah]

Update : PCT id change request is closed, that means card is ltf now? @Rkr

Y e s

 

[bhaveshS]

Update : PCT id change request is closed, that means card is ltf now? @Rkr

Confirm via mail or cc.

 

[Hemang]

Then you can call them tomorrow itself and ask them to waive the fee otherwise you will close the card.. they will give..
If they don’t agree ask them to connect to retention.. retention will give you fee waiver

Ok bhai will update once I win the war

 

[bhaveshS]

Ok bhai will update once I win the war

Handpump leke ana bhai sunny deol ki tarah

 

[Abhishek012]

Bhai pese kharchne vala tarika ni chahiye. Iske alava hai to batao.

Paise kharchne kon bola, SBI Cashabck credit card se SBI Cashback credit card ka bill pay karo and effectively 2.5% cashback pao. 2 lakhs spend pura ho jayega 2 months me.

 

[RkrRkr is verified member.]

Update : PCT id change request is closed, that means card is ltf now? @Rkr

Yes,
You can confirm by calling or by asking through email.

 

[Hemang]

Ye krke dekha hai kisi bhai ne ??

 

[scn]

ha, one time 4500 rs tak wapas mila h family me, when family member unable to pay and pay only min. due for some months

 

[exo]

This I posted today in a Reddit sub thread and I got link of this Technofino thread fron there.

I have simply click since 2018. This year, I could only spent 96K and did not meet 1L spend for annual fee reversal. I sent an email to customer care to do one time fee waiver this time. They said they won't make it LFT(I did not ask them, looks like lot of people ask for it (and now I know who is sending them to SBI 😀) and they assumed I was asking) and said no to one time fee reversal as well.

This is what they said:

"We wish to apprise you the annual fee billed to your card account is a basic product price which covers only a portion of the cost incurred by us in maintaining your card account.

We wish to inform you that annual fee of Rs 499 plus service tax (Applicable Taxes) is applicable for your card account.

We regret to inform you that we are unable to reverse any amount towards the annual membership fee on your SBI card account."

I have paid the annual fee today.

So now, How do I threaten them about closing the card? I don't want to actually close it since Amazon and Flipkart have offers for SBI cards.

 

[scn]

This I posted today in a Reddit sub thread and I got link of this Technofino thread fron there.

I have simply click since 2018. This year, I could only spent 96K and did not meet 1L spend for annual fee reversal. I sent an email to customer care to do one time fee waiver this time. They said they won't make it LFT(I did not ask them, looks like lot of people ask for it (and now I know who is sending them to SBI 😀) and they assumed I was asking) and said no to one time fee reversal as well.

This is what they said:

"We wish to apprise you the annual fee billed to your card account is a basic product price which covers only a portion of the cost incurred by us in maintaining your card account.

We wish to inform you that annual fee of Rs 499 plus service tax (Applicable Taxes) is applicable for your card account.

We regret to inform you that we are unable to reverse any amount towards the annual membership fee on your SBI card account."

I have paid the annual fee today.

So now, How do I threaten them about closing the card? I don't want to actually close it since Amazon and Flipkart have offers for SBI cards.

Use the App, go to close card, don't worry then don't let raise a request and you have to proceed further upto 2-3 times until final submit and ask for call confirmation slot and check all options one by one, there may be fee waiver for you,

You can do only when you don't have any outstanding left

 

[exo]

Use the App, go to close card, don't worry then don't let raise a request and you have to proceed further upto 2-3 times until final submit and ask for call confirmation slot and check all options one by one, there may be fee waiver for you,

You can do only when you don't have any outstanding left

Yes, I tried few minutes back and saw few offer images in different options. But I couldn't proceed as I have outstanding balance.

I will clear it next month once the statement is generated and then try again.