Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[vega]

I have a 3.75 months old Simplyclick, its showing annual fee waiver offer on Card closure request
Should I avail the offer or is it too risky ?

Avail it. It's not risky.

 

[CyberPsych]

I have a 3.75 months old Simplyclick, its showing annual fee waiver offer on Card closure request
Should I avail the offer or is it too risky ?

You raised cars closure for 3.75 months old card?

 

[SSV]

I have a 3.75 months old Simplyclick, its showing annual fee waiver offer on Card closure request
Should I avail the offer or is it too risky ?

You can take it and if you are not comfortable in this, you can call CC and ask for the fee waiver, they will do it as this offer exists for you in the system

 

[2025]

You can take it and if you are not comfortable in this, you can call CC and ask fircyhe fee waiver, they will do it as this offer exists for you in the system

I have a 3.75 months old Simplyclick, its showing annual fee waiver offer on Card closure request
Should I avail the offer or is it too risky ?

Is this offer only can be seen while card closing? No other way... other than calling customer care?
Can we try closing then stop midway... just to check if we have offer? I mean it is easier than calling and asking them everytime.

 

[rajcasio]

I have a 3.75 months old Simplyclick, its showing annual fee waiver offer on Card closure request
Should I avail the offer or is it too risky ?

Thanks for the TIMELY HELP 🤪

 

[SSV]

an we try closing then stop midway... just to check if we have offer?

Yes you can stop midway

 

[CyberPsych]

Thanks for the TIMELY HELP 🤪
View attachment 79922

What section this image is from?

Edit: Got it

 

[rajcasio]

What section this image is from?

Edit: Got it

Services>Card Closure Request

 

[SSV]

What section this image is from?

It seems this SS is from card closure request screen

 

[pprakash11]

I have converted my SBI BPCL paid card into Lifetime free now.
- Card is three years old ( Dec 2022).
- Using for fuel purchased and insurance payment to avoid annual fee as fee waiver criteria is just 50K/year.
- Was sending mail to SBI every six months for LTF conversion.
- finally they have converted my card into LTF.

My mail request:
View attachment 79898

SBI confirmation:
View attachment 79899

Pls mention the subject please, as in your email content you haven’t specified which card and card details?

 

[BVCBVC is verified member.]

Thanks for the TIMELY HELP 🤪
View attachment 79922
View attachment 79923
View attachment 79924

Is this on Android??

 

[SSV]

Is this on Android??

Why? It's not available on iOS?
In my view, it should be available on iOS as well

 

[BVCBVC is verified member.]

Why? It's not available on iOS?
In my view, it should be available on iOS as well

I haven’t got it on iOS. So just checking.

 

[SSV]

I haven’t got it on iOS. So just checking.

Probably you don't have an offer , SBI might have thought you are already rich by possessing an iPhone and hence no fee waiver for you.. 😉

 

[BVCBVC is verified member.]

Probably you don't have an offer , SBI might have thought you are already rich by possessing an iPhone and hence no fee waiver for you..

These days discrimination is high on Android vs Apple iOS devices!!

 

[Kunal Rathod]

@SSV @rajcasio @CyberPsych

(1) Is it a must, to clear the outstanding balance before requesting card closure?

Can we try closing then stop midway... just to check if we have offer?

Yes you can stop midway

(2) How to know, where to stop?

Sorry for second que 😁

 

[Jhon Anand]

These days discrimination is high on Android vs Apple iOS devices!!

iPhone users don't need fee waivers or lifetime free offers since they already pay a lot for iPhone as per SBI 😂😂

 

[Master Chief 117]

(2) How to know, where to stop?

Open SBI card app, if you have multiple card choose the card for which you want fee waiver, then go into services-> card closure request then choose card and then try out different reasons if there is an offer available for your card it will visible then and there just as you select reason

 

[CyberPsych]

@SSV @rajcasio @CyberPsych

(1) Is it a must, to clear the outstanding balance before requesting card closure?





(2) How to know, where to stop?

Sorry for second que 😁

1) Yes.
I have outstanding balance of 57k (EMIs for 6 months), it showed me clear outstanding warning and showed a go home button

2) Choose different reasons to close, the offer banner will show up. Click on the buttons within the banner and ignore the SBI card app buttons like "submit", "proceed" etc at the bottom

 

[rajcasio]

Is this on Android??

YES

(1) Is it a must, to clear the outstanding balance before requesting card closure?

Hope so. I have NIL due and i was planning to close the CC as the Annual fee waive request(escalated till PNO) was denied last month.