Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[ccent]

do they reverse joining fee as well? i have a new card on which joining fees of 1500+ GST has been levied. i have spent 1.80 Lakh in 2 months. do they generally reverse the joining fees?

 

[Jhon Anand]

do they reverse joining fee as well? i have a new card on which joining fees of 1500+ GST has been levied. i have spent 1.80 Lakh in 2 months. do they generally reverse the joining fees?

No . .

 

[Rohith-2009]

do they reverse joining fee as well? i have a new card on which joining fees of 1500+ GST has been levied. i have spent 1.80 Lakh in 2 months. do they generally reverse the joining fees?

Try it. They may reverse by saying you want to close

 

[Akash.nagori]

I have a simply click card more than 1.5 years old have spent 140000 for this year and renewal is in dec that means I have already fulfilled the AF wavier still any chance for LTF ?

 

[Rohith-2009]

I have a simply click card more than 1.5 years old have spent 140000 for this year and renewal is in dec that means I have already fulfilled the AF wavier still any chance for LTF ?

You have to try bro

 

[Jhon Anand]

I have a simply click card more than 1.5 years old have spent 140000 for this year and renewal is in dec that means I have already fulfilled the AF wavier still any chance for LTF ?

You can try, I also did around same time but with spends over 2lakh+, if you can cross that in few months then it would be better but still can try now

 

[Akash.nagori]

You have to try bro

Ok ok ok

 

[Akash.nagori]

You can try, I also did around same time but with spends over 2lakh+, if you can cross that in few months then it would be better but still can try now

Your card converted to LTF or not ?

 

[Jhon Anand]

Your card converted to LTF or not ?

Converted . .

 

[Akash.nagori]

Converted . .

How old was the card and how did you raise request?

 

[Jhon Anand]

How old was the card and how did you raise request?

1.5/6 years old, raised closure through sbi card app.

My previous year as well as current year spends were 2 lakh+ before raising.

 

[sumit_yadav]

My SBI Cashback card issued Sep 2022 was converted to LTF on request via email. They declined at each level but I kept escalating to their higher ups and the PNO finally took the request and converted it to LTF and also reversed the Annual fee that was charged last month.

 

[sri_cc]

My SBI Cashback card issued Sep 2022 was converted to LTF on request via email. They declined at each level but I kept escalating to their higher ups and the PNO finally took the request and converted it to LTF and also reversed the Annual fee that was charged last month.

what were the spends on it for the last year?

 

[sumit_yadav]

what were the spends on it for the last year?

First Year: ~5 Lakh (when most of the categories were not excluded)
Second Year: ~1 Lakh

 

[gamersgzb]

what were the spends on it for the last year?

Can you share mail content

 

[sumit_yadav]

There is nothing special in the email request.

Dear SBI Customer Care Team,

I am writing to request the conversation of my SBI Cashback credit card ending with 1234 to an LTF (Lifetime Free) credit card.

I have been a loyal SBI customer and have used the card for all of my online transactions from last two years. I have maintained a good usage and payment history.

I would be grateful if you could process my request.

Thank you for your support

Sincerely,

XXX

 

[arvi1301]

I tried calling CC to close my simply click card today. They redirected the call to the card retention team. I told them to close the card or make it LTF but the retention team lady told me that they don't have LTF offer on my card right now. But she agreed to reverse the annual fees + GST which was paid in the previous year. Also, she asked me to call CC again once the annual charges would be levied for the current year on 23th Nov. She asked me to continue the card as of now and wait for LTF offer. So, I decided to continue with my card and will try again in 3 months. Also, she did mention that there is no need to worry about annual charges on any of my cards as they can be reversed on contacting the customer care. This is applicable to my cashback credit card as well which I recently got 1.5 months ago. Is it that simple?

 

[vaibhav111vaibhav111 is verified member.]

I tried calling CC to close my simply click card today. They redirected the call to the card retention team. I told them to close the card or make it LTF but the retention team lady told me that they don't have LTF offer on my card right now. But she agreed to reverse the annual fees + GST which was paid in the previous year. Also, she asked me to call CC again once the annual charges would be levied for the current year on 23th Nov. She asked me to continue the card as of now and wait for LTF offer. So, I decided to continue with my card and will try again in 3 months. Also, she did mention that there is no need to worry about annual charges on any of my cards as they can be reversed on contacting the customer care. This is applicable to my cashback credit card as well which I recently got 1.5 months ago. Is it that simple?

yeah it is same for me too, so it seem SBI don't want to convert card into LTF but won't let user leave so they will give you annual fees reversed so earlier 6 months for FYF card but now it not FYF so it fair game you can ask your fees charges in 1.5 months so good job,

 

[arvi1301]

yeah it is same for me too, so it seem SBI don't want to convert card into LTF but won't let user leave so they will give you annual fees reversed so earlier 6 months for FYF card but now it not FYF so it fair game you can ask your fees charges in 1.5 months so good job,

Well, TBH I'm not looking for annual fee reversal for cashback card because most of my shopping is online, so I can easily recover the joining and annual fees. SC is not that useful anymore except for festival sales. So, having a paid SC card doesn't make sense at all. I don't mind paying annual fees as long as it is worth it.