Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[Sudbht]

yeah it is same for me too, so it seem SBI don't want to convert card into LTF but won't let user leave so they will give you annual fees reversed so earlier 6 months for FYF card but now it not FYF so it fair game you can ask your fees charges in 1.5 months so good job,

My Simplyclick was converted to LTF last year but see for current statement they added annual fees? Is it same for all they charge and they reverse?

 

[vega]

My Simplyclick was converted to LTF last year but see for current statement they added annual fees? Is it same for all they charge and they reverse?

If you have ltf confirmation in written, send ss to them, they will refund.

No, it's not same for all. In Oct 23, I was confirmed ltf status via email, and no annual charges have been levied.

 

[Sudbht]

If you have ltf confirmation in written, send ss to them, they will refund.

No, it's not same for all. In Oct 23, I was confirmed ltf status via email, and no annual charges have been levied.

I did confirm it over the mail but still it is charged.

 

[vega]

I did confirm it over the mail but still it is charged.

Send SS or check sbi card app mailbox, the reply from them might be there. Revert on that.

 

[Sudbht]

Send SS or check sbi card app mailbox, the reply from them might be there. Revert on that.

Yah i just sent them screenshot of the mail. Lets see.

 

[Ekavya]

You have written that Negotiation skills is important here. Is it true? If I have very good negotiation skill then can I convince them to make my card LTF? So they have the power to make any card LTF.?

 

[helloworld]

You have written that Negotiation skills is important here. Is it true? If I have very good negotiation skill then can I convince them to make my card LTF? So they have the power to make any card LTF.?

otherway, it all starts whether we have offer or not, if we have offer then no matter how worst we perform, we get LTF. If no offer, then it depends on your skills and other person capabilities.

 

[itzmycard]

Actually nowadays even the customer service head team are also simply checking if the offer is available on your account or not and denying LTF if there is no offer.

 

[Ekavya]

otherway, it all starts whether we have offer or not, if we have offer then no matter how worst we perform, we get LTF. If no offer, then it depends on your skills and other person capabilities.

Thanks for the clarification

 

[Ekavya]

Actually nowadays even the customer service head team are also simply checking if the offer is available on your account or not and denying LTF if there is no offer.

So. Previously they could offer LTF even if their was no offer?

And to know if I have LTF offer , I have to email them ?

 

[sumit_yadav]

So. Previously they could offer LTF even if their was no offer?

And to know if I have LTF offer , I have to email them ?

When I email'ed them, they kept denying but at the PNO level, they called me and checked if I had the offer, to which they declined. I was okay if he reversed the fee but he mentioned on the call that he will get back to me if anything can be done for LTF.
Called back in 5-10 mins and confirmed that he is taking request for LTF. After few days I followed up on the request and they confirmed the card was infact converted to LTF.

 

[itzmycard]

So. Previously they could offer LTF even if their was no offer?

And to know if I have LTF offer , I have to email them ?

The thing is if you have LTF offer there is no need to go to the pno level. Even level 1 guys can take request for LTF. I assumed the customer service head guys would try to do something different but they are simply depending on the system generated offers. probably more convincing might be required from our end