query regarding biz black

[CardSeeker]

If a person holding
Infinia
Tataneu
Swiggy

Already holding 3 Cards , Do they issue 4th Card Or Have to close one Card ?

Any One Got biz black as 4th Card ?

What's the Best approach To get Biz Black card

Please Share Ur thoughts

 

[_amit_]

Can't be get as a floater with DCB. I tried.

What was the reasoning by HDFC officials?
Same network?

 

[Baki]

If you have a bizblack, u don't need a infinia! So try upgrading infinia to bizblack.

I was denied at first, but i spent 8L on my b regalia in last 6 month, then asked again with upgrade form on email, got approved in 5 days. I shared upgrade form, other cc statement & my itr

 

[vine]

If you have a bizblack, u don't need a infinia! So try upgrading infinia to bizblack.

What logic is this?? 🤪
Please explain in detail

 

[Baki]

What logic is this?? 🤪
Please explain in detail

My opinion on the above Question!

Infinia doesn't give rewards on GST & income tax but biz black does! I see only + in getting biz over infinia + & Utility cap is 75k on biz but 50k on infinia +you can apply 4 addons instead of 3 + Dinners Club global Lounge availability is way better than priority pass, All other features are the same!

Unless you can meet spend base fee waiver on both cards, Some fool like ... will keep both.

 

[basant]

My opinion on the above Question!

Infinia doesn't give rewards on GST & income tax but biz black does! I see only + in getting biz over infinia + & Utility cap is 75k on biz but 50k on infinia +you can apply 4 addons instead of 3 + Dinners Club global Lounge availability is way better than priority pass, All other features are the same!

Unless you can meet spend base fee waiver on both cards, Some fool like ... will keep both.

Are u sure abt 4 add on cards? I read 3 addon only

 

[vine]

Infinia and bizblack .. All other features are the same!

Is this true
@infinia_finally @Sriim @D₹V

 

[HumorSimpson]

Is this true
@infinia_finally @Sriim @D₹V

@BVC @vaibhav111 @SSV

 

[Baki]

Are u sure abt 4 add on cards? I read 3 addon only

Whatever i say on this form is always tried & tested by me, Not like other 🤡

 

[Baki]

Is this true
@infinia_finally @Sriim @D₹V

So you don't own infinia?

 

[vine]

So you don't own infinia?

No, I don't.

 

[Baki]

No, I don't.

o k .

 

[Sriim]

Is this true
@infinia_finally @Sriim @D₹V

No idea about bizblack. My understanding was that it gives 5x only on tax payments, gst payments and payzapp!

 

[D₹V]

Is this true
@infinia_finally @Sriim @D₹V

Probably...

I know some who have Infinia as well as biz black.

 

[Baki]

No idea about bizblack. My understanding was that it gives 5x only on tax payments, gst payments and payzapp!

Base is 4.3 everywhere else including milestone. Greater than infinia i guess.

 

[sourpai]

Features are similar but not same.

1. Infinia Gyftr limit - 15k, Biz black - 10K
2. Smartbuy vouchers, Infinia 5x, Biz black 3x
3. Tax payments - Infinia NO, Biz Black - yes with 5X above 50K spends/month
3. ITC 2+1 room and 1+1 Buffet, Infinia - Yes, biz Black - No

 

[msk1437]

My opinion on the above Question!

Infinia doesn't give rewards on GST & income tax but biz black does! I see only + in getting biz over infinia + & Utility cap is 75k on biz but 50k on infinia +you can apply 4 addons instead of 3 + Dinners Club global Lounge availability is way better than priority pass, All other features are the same!

Unless you can meet spend base fee waiver on both cards, Some fool like ... will keep both.

Do you also get 5X reward points on gyftr vouchers, apple products, zoomcar, etc. with BizBlack?

 

[Baki]

Do you also get 5X reward points on gyftr vouchers, apple products, zoomcar, etc. with BizBlack?

Smart buy voucher 3❌
Smart buy hotel & flight confirmed ✅

Never used anywhere else.

 

[sourpai]

Do you also get 5X reward points on gyftr vouchers, apple products, zoomcar, etc. with BizBlack?

Gyftr vouchers is 3X. 5X is only for Infinia

 

[msk1437]

Smart buy voucher ✅
Smart buy hotel & flight confirmed ✅

Never used anywhere else.

Seems its exactly same as DCB
So, 3X for gyftr vouchers and apple and rest the same.

 

[Baki]

Seems its exactly same as DCB
So, 3X for gyftr vouchers and apple and rest the same.

But caping for smart buy is Different from 5x of Utility & Income tax category + 1% milestone.4x Seems fair.

Infinia Max 15k
Biz 10k for smart buy + 7.5k for 5X on utilities & tax