query regarding biz black

[CardSeeker]

If a person holding
Infinia
Tataneu
Swiggy

Already holding 3 Cards , Do they issue 4th Card Or Have to close one Card ?

Any One Got biz black as 4th Card ?

What's the Best approach To get Biz Black card

Please Share Ur thoughts

 

[vine]

Seems its exactly same as DCB
So, 3X for gyftr vouchers and apple and rest the same.

Are reward points of same value for Infinia, DCB, Regalia?

 

[anotheruser]

Is there any salaried person here who has been able to get bizblack as floater on infinia?

 

[vaibhav111vaibhav111 is verified member.]

I don't think so! Its same for voucher redemption in infinia & Biz-black. I.e, 2:1

As far I remember he said for iphone it 3L+ plus point and in infinia is MRP of the phone so 1.33L something needed in RP. If I get tike will take ss and share the ss of both.

 

[vaibhav111vaibhav111 is verified member.]

Is there any salaried person here who has been able to get bizblack as floater on infinia?

Yeah you can get if you infinia. Just got to branch. If not my friend there is email which he can share with me so may ne you need take a printout and send back so no need to visit branch either but I haven't tried so not sure if it work or not.

 

[vaibhav111vaibhav111 is verified member.]

Are reward points of same value for Infinia, DCB, Regalia?

No bro come on. How all three will have same redemption value.

 

[anotheruser]

Yeah you can get if you infinia. Just got to branch. If not my friend there is email which he can share with me so may ne you need take a printout and send back so no need to visit branch either but I haven't tried so not sure if it work or not.

I have been Denied floater saying we dont issue bizblack floater for salaried. I have read on twitter and this forum thay people are getting bizblack as floater even if salaried. They denied to me though

 

[vaibhav111vaibhav111 is verified member.]

I have been Denied floater saying we dont issue bizblack floater for salaried. I have read on twitter and this forum thay people are getting bizblack as floater even if salaried. They denied to me though

Denied mean application rejected or didn't took your application? Vist another branch then.

 

[anotheruser]

Denied mean application rejected or didn't took your application? Vist another branch then.

Rejected after taking application

 

[sparkit]

I have been Denied floater saying we dont issue bizblack floater for salaried. I have read on twitter and this forum thay people are getting bizblack as floater even if salaried. They denied to me though

Salaried people can apply if they have any small side business. Don't mention you're salaried. In the floater form, it will ask for business details , write your own business details.

 

[superstar@123]

Ok, so now I will be using Biz Black only for tax payments as for any other spends, it will be similar to Infinia.

(3.3×4×550=7,260) + (3.3×550=1,815) = 9075

No

Thanks but I am unable to understand the logic, can you please explain ?

 

[Baki]

Ok, so now I will be using Biz Black only for tax payments as for any other spends, it will be similar to Infinia.

You can also use it for Utility payments like insurance and all, as 75k is cap instead of 50k to avoid 1% fees.

Thanks but I am unable to understand the logic, can you please explain ?

7500 Capping is on 4x Reward (For 1x their is no caping), Still you will continue to earn 1x upto 1.5 Lakh Reward points in each statement cycle.

 

[msk1437]

You can also use it for Utility payments like insurance and all, as 75k is cap instead of 50k to avoid 1% fees

This really wouldn't come into effect right?
Since cap on RPs on utilities is 2000 RPs, you'd achieve it with 12k utility bill payments itself.

 

[Baki]

This really wouldn't come into effect right?
Since cap on RPs on utilities is 2000 RPs, you'd achieve it with 12k utility bill payments itself.

It will if you already used 5x on something like gst (like i do) then u can make 60k in 1 go & get 4.3% without any kind of fees!

 

[superstar@123]

You can also use it for Utility payments like insurance and all, as 75k is cap instead of 50k to avoid 1% fees.

7500 Capping is on 4x Reward (For 1x their is no caping), Still you will continue to earn 1x upto 1.5 Lakh Reward points in each statement cycle.

Got it. I was actually only talking about accerelated reward points which I did mentioned in my query as well.
But again many thanks for clarifiying.

 

[basant]

Whatever i say on this form is always tried & tested by me, Not like other 🤡
View attachment 67299

Can we apply 2 more add on cards via offline mode? I mean after taking 4 online .

 

[Baki]

Can we apply 2 more add on cards via offline mode? I mean after taking 4 online .

Probably no. never tried anything like this though!

Offline is only for non account holders

 

[nakumdhanraj]

I hold Tata Neu and Infinia and then I got Biz Black recently.
It was issued as floater card with Infinia.

cibil hit or not? how time taken

 

[superstar@123]

cibil hit or not? how time taken

They are going to hit CIBIL for sure, 1-2 times it will happen.

 

[hedgehog2122]

Can someone guide, how to apply biz black as a floater. Is there any form that needs to be send to HDFC or this can be done only at branch level.

I have only LTF RG with 8 lakhs limit. I do have GST registration and turnover/income eligibility.

I tried searching for floater form but couldnt found on HDFC website

 

[HumorSimpson]

Can someone guide, how to apply biz black as a floater. Is there any form that needs to be send to HDFC or this can be done only at branch level.

I have only LTF RG with 8 lakhs limit. I do have GST registration and turnover/income eligibility.

I tried searching for floater form but couldnt found on HDFC website

Go to any branch and ask for cc guy. ONline can't be done.