query regarding biz black

[CardSeeker]

If a person holding
Infinia
Tataneu
Swiggy

Already holding 3 Cards , Do they issue 4th Card Or Have to close one Card ?

Any One Got biz black as 4th Card ?

What's the Best approach To get Biz Black card

Please Share Ur thoughts

 

[Andyses]

Yea.. I was clearing my doubts if BizBlack is worth it without income tax payments since it's only once an year thing for me.

For utilities, there's a cap of 2000 RPs per statement cycle -- so effectively 12k utility bills per month and there needs to be minimum of 50k spends per month for 5X

For non smartbuy spends, I'll be using other rewarding cards.

Only place where it's earning more is flights and hotels where it earns 1% extra with the milestone benefit which doesn't look that lucrative for me for a new card.

Is the 2000 limit for utility including 5X. Can someone with personal experience answer.