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RBIO: Received compensation of Rs. 20,000 from Axis Bank

we have another brother similar to you here on TF @2025. talks big words about democracy & free speech. but doesn't follow forum rules. 2 of his posts got deleted by mods till now.

you say free country & then raise issue with my activity. lol.
Don't drag me in ur own fight. Be strong and fight ur own battle.

Bye the way why r u disliking his comments unnecessarily?

One mod has deleted some of my post that doesn't translate that I am wrong and he is right? He had power which he executed. Co-incidentally your view matched with his and my view was different. Later I thought to restrain. But, I wrote what I thought right.

Even in this case initially I thought not to write u back as that matter has nothing to do with this thread. But, u may tag me again in such circumstances... therefore asking you plz don't tag me.

We all are human. Don't u react like a human?
Since then, I intentionally started ignoring your and his posts for sometime (for a break).
Nothing personal. Enjoy!
 
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Malum prohibitum: act is illegal if law prohibits, but people don't follow strictly, because they think it's not malum in se.

Malum in se: inherently wrong or immoral acts.

Malum prohibitum is an act that is not inherently immoral but is prohibited by statute. That's why we don't care. For example, traffic rules, white collar crime.
Can you give some examples in case of a CC where people are likely to break rules?

What I understand is whatever I use the card for, I pay back to bank on time. I can guarantee I have never done any of the below:
  • Use any card for any fraudulent activity
  • Illegal money rotation by paying through UPI for cash or paying to self/family/friends.
 
Because I went through his thread I am on spree and I have encountered multiple issues similar to his but I just overlooked them.
So what are you trying to say? Because you overlooked, others should too?

Are you a banker? Are my actions creating a problem as now you can no longer keep harassing customers and not pay for your wrongdoings?
 
So what are you trying to say? Because you overlooked, others should too?

Are you a banker? Are my actions creating a problem as now you can no longer keep harassing customers and not pay for your wrongdoings?

Sir, Apologies 😔, if I overstepped or you misunderstood.

I am not a banker. But arrogance towards them is remarkable.
 
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It's only recently that some cases are getting justice. Though they are very few. But banks always used unfair means to their customers, Atleast In many cases. And customers were always helpless in these times.

Yes there may be some bad customers, who may have misused banks. But banks always had more privilege to ban the customers or take legal action easily.
 
It's only recently that some cases are getting justice. Though they are very few. But banks always used unfair means to their customers, Atleast In many cases. And customers were always helpless in these times.

Yes there may be some bad customers, who may have misused banks. But banks always had more privilege to ban the customers or take legal action easily.
I have also had my share of sufferings in multiple cases, and this is the only reason I am now taking up all the issues to RBIO to teach the banks a lesson. Not only that, it is not that I have directly gone to RBIO and demanded compensation. Before reaching out to RBIO the issues were pending with the PNO's of the banks for at least 30 days.

First harassed by bank, then ignored by PNO and after that when I go to RBIO and get compensation, some people point fingers at me - simply WOW!!
 
And your love for banks to defend them is also remarkable
Defending is part of my job for we are in symbiotic relationship. 😂

Did I really defend them here pro bono? Well, I leave the conclusion to you. 😜
 
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Brother,
I posed the op a harmless question thinking his expertise with laws for he is making banks cough up. What was intended to be a banter, became something else due to assumption of what I didn't advocate. 😕
Misunderstanding do happen in communication, it's quite common, this is the case of perceptual barrier.

Better to ask in detail, if direct questioning seems odd and by which miscommunication can take place.

🆒
 
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Brother,
I posed the op a harmless question thinking his expertise with laws for he is making banks cough up. What was intended to be a banter, became something else due to assumption of what I didn't advocate. 😕
It's all good brother. Both of you have a different pov, and people have different mindsets. Some prefer to let things slide, while others prefer to teach bank a lesson 😅

There's nothing wrong with that. Afterall, we all are here for learning.
 
But banks always used unfair means to their customers, Atleast In many cases. And customers were always helpless in these times.
Very trueee!
( a little off topic )
Whenever this unfairness part comes into pic, it always reminds me of the same example that I saw on twitter more than a year ago.

There was this guy named Satyam Savla who had taken a Loan from Hdfc Bank for which the total EMI's were 108 in 2007. The EMI's were then increased to 122 ( due to BPLR concept ) and after his subsequent email in 2012; they were revised to 114.
114 was still 6 emi's more than what this Satyam guy had signed up for and he ended up paying ₹6.5 L more to the Bank than what he had committed.

This is despite after him writing emails to Aditya Puri ( then CEO of Hdfc Bank ) and to the Senior Management.

1735629074267.webp

1735629106336.webp 1735629145179.webp 1735629212724.webp


I have seen @sjmajumder cases; read through all the related threads he has posted on RBI BO till now. Banks like HSBC have literally played dirty.

Banks certainly follow one principle. That their ₹1 is more valuable than the customer's ₹ 10,00,000.
It's only recently that some cases are getting justice.
I believe the RBI maximum fine should at least go up till ₹20 L for mental harassment. What these Banks do and what they pay in comparison to the Harassment faced by the customer is literally pennies.


Disclaimer : The above pics were publicly available on twitter platform and I have pasted them from there. I do not know Mr Satyam personally. Information in my post is intended for informational and sharing purposes only. I do not endorse or validate any claims made here and assume no responsibility for the accuracy, completeness, or legality of the information posted. While certain information contained in this message is from sources that might be accurate, no warranty or representation is made as to its correctness, completeness or accuracy.
 
Very trueee!
( a little off topic )
Whenever this unfairness part comes into pic, it always reminds me of the same example that I saw on twitter more than a year ago.

There was this guy named Satyam Savla who had taken a Loan from Hdfc Bank for which the total EMI's were 108 in 2007. The EMI's were then increased to 122 ( due to BPLR concept ) and after his subsequent email in 2012; they were revised to 114.
114 was still 6 emi's more than what this Satyam guy had signed up for and he ended up paying ₹6.5 L more to the Bank than what he had committed.

This is despite after him writing emails to Aditya Puri ( then CEO of Hdfc Bank ) and to the Senior Management.

View attachment 79078

View attachment 79079 View attachment 79080 View attachment 79081


I have seen @sjmajumder cases; read through all the related threads he has posted on RBI BO till now. Banks like HSBC have literally played dirty.

Banks certainly follow one principle. That their ₹1 is more valuable than the customer's ₹ 10,00,000.

I believe the RBI maximum fine should at least go up till ₹20 L for mental harassment. What these Banks do and what they pay in comparison to the Harassment faced by the customer is literally pennies.


Disclaimer : The above pics were publicly available on twitter platform and I have pasted them from there. I do not know Mr Satyam personally. Information in my post is intended for informational and sharing purposes only. I do not endorse or validate any claims made here and assume no responsibility for the accuracy, completeness, or legality of the information posted. While certain information contained in this message is from sources that might be accurate, no warranty or representation is made as to its correctness, completeness or accuracy.

The guy named Satyam Savla agreed to pay floating interest.

PS: I am not in love with banks or bankers. 😚
 
The guy named Satyam Savla agreed to pay floating interest.
You may go and read the contents of the 2nd screenshot
PS: I am not in love with banks or bankers. 😚
Ps: Actions speak louder than words and justifications. You remind me of 7th std kids who say ' No yaaar I don't like that girl, she is just a friend yaarrrr ' Everyone knows how much of a 'FRIEND' she is :upside-down-face:
 
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