Received Amex Smart Earn without Income Proof

[pal27j]

Hello every one, this is my first post in TechnoFino forum. Amex was in my wish list from ages but did not applied. Recently, I applied for Amex Smart Earn on their official website. Same day completed the VKYC. Interestingly, next day i received an email stating your card is approved. They did not asked for any income proof or no physical verification happened. I was shocked but happy also.

 

[vaibhav111vaibhav111 is verified member.]

Hello every one, this is my first post in TechnoFino forum. Amex was in my wish list from ages but did not applied. Recently, I applied for Amex Smart Earn on their official website. Same day completed the VKYC. Interestingly, next day i received an email stating your card is approved. They did not asked for any income proof or no physical verification happened. I was shocked but happy also.

View attachment 17801

congrat! welcome to amex

 

[sudharshan]

Hello every one, this is my first post in TechnoFino forum. Amex was in my wish list from ages but did not applied. Recently, I applied for Amex Smart Earn on their official website. Same day completed the VKYC. Interestingly, next day i received an email stating your card is approved. They did not asked for any income proof or no physical verification happened. I was shocked but happy also.

View attachment 17801

Please explain full process

 

[pal27j]

@sudharshan - Nothing special to be mentioned. I Just filled the online form & completed the VKYC. They did not ask for any document.

 

[Hitman_107]

Your cibil must be good and very few hard enquiries must be present thats why.

In this forum someone had written once that they check hard enquiries count before approving the card

 

[armat]

@sudharshan - Nothing special to be mentioned. I Just filled the online form & completed the VKYC. They did not ask for any document.

in the click email, is there any document upload section?

 

[CardGame]

in the click email, is there any document upload section?

No, if upload option is mentioned in the email then doc is must or else don't need

 

[armat]

Is there anyone who got documents upload email, and approved without uploading it ?

 

[vaibhav111vaibhav111 is verified member.]

Is there anyone who got documents upload email, and approved without uploading it ?

Amex ask cause they need those for verification without providing them amex won't proceed. So it either upload the documents or application will be hold.

 

[armat]

Amex ask cause they need those for verification without providing them amex won't proceed. So it either upload the documents or application will be hold.

Is there any chance for approval without uploading docs ? Do you know anyone who got approval ?

 

[CardGame]

Is there any chance for approval without uploading docs ? Do you know anyone who got approval ?

No one. If they r asking means they must need it for processing your application.

 

[vaibhav111vaibhav111 is verified member.]

Is there any chance for approval without uploading docs ? Do you know anyone who got approval ?

Pls be clear why can’t you upload.

 

[coolguy1]

Is there any chance for approval without uploading docs ? Do you know anyone who got approval ?

Depends on how good your CIBIL score and credit profile is, for some users, they don't ask for docs.

For some users, the docs are absolute essential without with, they will not approve.

For some users, the docs are just a formality.

DM me with more details on which card you applied and the details in your application and we can discuss more about it!

 

[shutapdiya]

Pls be clear why can’t you upload.

May be he doesn't have one

There are videos on YouTube that says get this card without income proof 😂

 

[4uziaul]

May be he doesn't have one

There are videos on YouTube that says get this card without income proof 😂

Hmm 😂

 

[Deleted member 21942]

May be he doesn't have one

There are videos on YouTube that says get this card without income proof 😂

You mean to say Ganna YT channel? 😜

 

[shutapdiya]

You mean to say Ganna YT channel? 😜

Hai 1 Ytuber jisko is forum pe sab log galiya marte hai😂

 

[vaibhav111vaibhav111 is verified member.]

Is there any chance for approval without uploading docs ? Do you know anyone who got approval ?

update - so my friend who opt for mrcc using my referral link a year back, applied for plantium and amex asked for document uploaded he mentioned he went over to amex and check which file type is supported and JPEG was one of them so he took ss of his ITR and he sent and received call from amex saying it need to be in PDF format so out of blue his application was approved and card is already dispatched and to be delivered or already delivered in hour or thing is you can try your luck. few thing to notified he did cancel his MRCC within 1 year.

 

[Sahilhenzy]

How to check whether amex is serviceable in my pincode or not?

 

[vaibhav111vaibhav111 is verified member.]

How to check whether amex is serviceable in my pincode or not?

there is a thread on this