Received Yes Bank Grandeur Savings Account

[samk28]

Opened Yes Bank Grandeur Account, process was smooth and easy to do

 

[alwayzgame]

Did u get Yes Marquee credit card?

 

[samk28]

Going to apply for it soon!

 

[Ronak Goyal]

Folks may contact me for any kind of help regarding Grandeur.

 

[samk28]

Approved with the Yes Bank marquee coming soon.

 

[iamacheapskate]

Approved with the Yes Bank marquee coming soon.

lifetime free or not?

 

[samk28]

Received Yes Bank Marquee Credit Card.

lifetime free or not?

It is kind of lifetime free because when you pay charges you get it reversed in form of points, if you pay joining fee by taking reward points in calculation you need to only pay 2160 extra which is GST later annual fee will 900. So these are very less cost for such high variant card. Bank will not provide this card as LTF.

 

[imdjay]

It is kind of lifetime free because when you pay charges you get it reversed in form of points, if you pay joining fee by taking reward points in calculation you need to only pay 2160 extra which is GST later annual fee will 900. So these are very less cost for such high variant card. Bank will not provide this card as LTF.

This is not called kind of lifetime free.
Because, Bank can anytime decrease the value of the RPs you have received by changing their conversion ratio or available reward itself.
but when your card is LTF, it will stays LTF. Bank cannot change the terms later.

 

[navdeep22]

View attachment 66886Received Yes Bank Marquee Credit Card.

It is kind of lifetime free because when you pay charges you get it reversed in form of points, if you pay joining fee by taking reward points in calculation you need to only pay 2160 extra which is GST later annual fee will 900. So these are very less cost for such high variant card. Bank will not provide this card as LTF.

1. when did you get it bro and when did you apply?
2. did you get reward points and vouchers for opening grandeur account?

 

[samk28]

1. when did you get it bro and when did you apply?
2. did you get reward points and vouchers for opening grandeur account?

Yes I got the reward points & medibuddy 20k coupons on opening Grandeur account and spend in last cycle of 3.5 lakhs received points of 31500 points. If you want to open account send me direct message, I will provide my RM number contact him.

 

[samk28]

This is not called kind of lifetime free.
Because, Bank can anytime decrease the value of the RPs you have received by changing their conversion ratio or available reward itself.
but when your card is LTF, it will stays LTF. Bank cannot change the terms later.

BM said on your expense & relation after 6 months we will raise request for LTF.

 

[navdeep22]

Yes I got the reward points & medibuddy 20k coupons on opening Grandeur account and spend in last cycle of 3.5 lakhs received points of 31500 points. If you want to open account send me direct message, I will provide my RM number contact him.

I have grandeur account man. I applied Marqueeike a month ago. What I asked is when did you apply Marquee and when did you get it?

 

[samk28]

I have grandeur account man. I applied Marqueeike a month ago. What I asked is when did you apply Marquee and when did you get it?

I applied on the next day of account opening and I received card physically within 7days

 

[Itachi_UchihaItachi_Uchiha is verified member.]

I applied on the next day of account opening and I received card physically within 7days

What is the interest rate offered for 5L MAB in the grandeur SA?

 

[satyanweshi]

hello samk28 , yes bank telling i need to maintain 5 lakhs for 1 month after that i can withdraw the amount is it really true they dont down grade the account they are assuring me that there is no needto maintain mab after 1 month

 

[cc_dc_explorer]

Which city your BM or you are in?

Yes I got the reward points & medibuddy 20k coupons on opening Grandeur account and spend in last cycle of 3.5 lakhs received points of 31500 points. If you want to open account send me direct message, I will provide my RM number contact him.

 

[satyanweshi]

Which city your BM or you are in?

rajahmundry, ANDHRAPRADESH H

 

[cc_dc_explorer]

BM said on your expense & relation after 6 months we will raise request for LTF.

What about your BM? Which city your BM or you are in?

 

[samk28]

hello samk28 , yes bank telling i need to maintain 5 lakhs for 1 month after that i can withdraw the amount is it really true they dont down grade the account they are assuring me that there is no needto maintain mab after 1 month

Yes, they say that maintain 5 lakhs, because its new account and it is beneficial for them for there incentives, and if they are in benefit later they will help us for not getting downgrade.

I am answering this question, because same question was asked by me to my RM. We have opened family account for me I kept 11lac, dad 5lac, mom 50k and also added friend 50k. So he told to hold this amount for 1 month.

My dad started expense from Yes bank it has gone below 5 lac, RM called and told to deposit 10k for crossing the mark of 5 lac.

---------
Moral
Keep for 1 month because if they are in profit they will share with u by providing credit card offers, debit card offers and all. Just bargain with them and ask for Reserve LTF, if you want to, immediately they will approve.

 

[samk28]

Which city your BM or you are in?

My BM is in Pune, Maharashtra