Regarding BoB radiance requirement

[vijay.vj]

Can someone help me with BoB Radiance banking requirements/eligibility.

Like how much IP/MAB required to open BoB Radiance account...
If salary account, how much per month salary needed.

Asking here in few thread because I couldn't find this info in their website or in our forum.

I'm mostly looking for eterna LTF.

 

[jetesh]

Anyone please
@jetesh @SSV

Chargeable bro ....

 

[TUSHAR.]

Chargeable bro ....

But in Radiance catalogue it is written that visa sapphire is ltf or any similar card

 

[maynigam]

25 lakhs auto loan

Hi. Is this mentioned somewhere?

 

[Karan.]

Hi. Is this mentioned somewhere?

 

[maynigam]

View attachment 74424

Where did you get this? Website doesn't say anything. Also, some youtubers say something else!

 

[risingphoenix24]

will radiance customers be shifted to bob masterstroke account?

do we have a thread for bob masterstroke ac?

 

[jetesh]

will radiance customers be shifted to bob masterstroke account?

do we have a thread for bob masterstroke ac?

Via branch / BM .... Yes

 

[Chacha_vidhayak]

will radiance customers be shifted to bob masterstroke account?

do we have a thread for bob masterstroke ac?

Thread 'BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF VISA Eterna Credit card'
https://www.technofino.in/community...card-metal-ltf-visa-eterna-credit-card.32975/

 

[Bhagat Singh]

will radiance customers be shifted to bob masterstroke account?

do we have a thread for bob masterstroke ac?

No radince is above bob masterstroke.
Radince requires 30 lakhs trv
Whereas masterstroke 10 lakhs AQB

 

[quino]

will radiance customers be shifted to bob masterstroke account?

do we have a thread for bob masterstroke ac?

No radince is above bob masterstroke.
Radince requires 30 lakhs trv
Whereas masterstroke 10 lakhs AQB

Both are different, ig. Masterstroke is account variant whereas Radiance is program variant. For ex. one can open masterstroke acc & enrol into the radiance program.

 

[sadhunath]

Or high ranking defence officer with Colonel grade or above

Or senior officials with grande GM or above

Or high ranking state or centre employees like ias ips ifs etc

It is possible to get a proof of this criteria with a precise definition of "high ranking".

 

[Bhagat Singh]

It is possible to get a proof of this criteria with a precise definition of "high ranking".

I have attached below proof of criteria below with precise definition.

Any officer in 3 forces (army , navy , Air force) with Colonel rank or above.

Any elite bureaucrats like ias ips ifs etc

Or senior officers like serving as general managers of above grade

 

[sadhunath]

I have attached below proof of criteria below with precise definition.

Any officer in 3 forces (army , navy , Air force) with Colonel rank or above.

Any elite bureaucrats like ias ips ifs etc

Or senior officers like serving as general managers of above grade

Thanks for the screenshot.

Even this circular leaves much to be wanted for a definition of "Elite". I have wished that they spelled out a particular pay level as eligibility criteria like they did with the armed forces. This leaves much room for wiggling around, or maybe that is the intension.

 

[kjs]

I have attached below proof of criteria below with precise definition.

Any officer in 3 forces (army , navy , Air force) with Colonel rank or above.

Any elite bureaucrats like ias ips ifs etc

Or senior officers like serving as general managers of above grade

Do you have details for other accounts as well ? I am planning to take loan of 40L

 

[kvndsz512]

Then I will ask them the status of my card after one year ie. whether it us chargeable or LTF

btw u can ask this now itself na? anyways they take days to reply 🤣🤣

 

[Dazzwilliams]

I have attached below proof of criteria below with precise definition.

Any officer in 3 forces (army , navy , Air force) with Colonel rank or above.

Any elite bureaucrats like ias ips ifs etc

Or senior officers like serving as general managers of above grade

Do you know how an existing account is upgraded to Radiance under the above rank based criteria for senior officials?
Does the branch have to raise a request for upgrading? Or is it enough for the colonel rank to be changed by branch staff in user profile section of the account?

How is the radiance upgrade triggered?

 

[ontherocks]

1) Account Opened: 20/06/2024 with 10L IP ( Advantage SB Account)
2) Added another 20L on 28/06/2024...
3) Account upgraded to "Sparkle on 03/07/2024
4) Radiance Upgrade on 16/07/2024...

Upgraded Account Variant to Super Savings Account.

Applied for Free Select Rupay Dc
Applied for Free Sapphire DC.

So, it took 26 days for Raqdiance upgrade..
Now , made 10L FD,
Will withdraw 20L soon..

Another one bites the dust..

Applying for Eterna in a few days...

Did you apply Rupay Select DC from the Bob World app?
And is Radiance higher than Masterstroke?

 

[SSV]

Did you apply Rupay Select DC from the Bob World app?

Yes

And is Radiance higher than Masterstroke?

They both are slightly different..
Radiance is a program variant where as master stroke is an account variant..
But you can say radiance is higher than master stroke generally speaking

 

[ontherocks]

Yes



They both are slightly different..
Radiance is a program variant where as master stroke is an account variant..
But you can say radiance is higher than master stroke generally speaking

Masterstroke is the highest account variant and Radiance is the highest program variant...is that correct?

 

[SSV]

Masterstroke is the highest account variant and Radiance is the highest program variant...is that correct?

Correct ! !