• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Retention offer on Infinia?

Apply For Lifetime Free IDFC First Credit Card
T

thegoodstoner

TF Buzz
Does HDFC provide any retention offer on Infinia? Has anyone tried it?

Since the annual fee waiver is at 10 lakh, is it worth trying to close and speak to retention team if my spends are around ~5 lakh?

[Couldn't find any thread about this on technofino, hence creating this new post]
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
thegoodstoner said:
Couldn't find any thread about this on technofino, hence creating this new post
Click to expand...
So, what is it telling us??
If you try this , you will be the first person to let us know the infinia retention offers, if any,
and if your infinia doesn’t get closed directly without asking any questions..

BTW: I too haven’t heard this scenario before ..
Interesting to see the outcome..
take one for the team .. 😉
 
Last edited:
Upvote 0 Downvote
Infinia is an invite-only card and at any point, more people are willing to get it than the ones who're willing to let go off it.

Since so many people are always waiting to get it, the bank doesn't really care and would be hard to get any form of retention offer until and unless your spends are really high!
 
Upvote 0 Downvote
coolguy1 said:
Infinia is an invite-only card and at any point, more people are willing to get it than the ones who're willing to let go off it.

Since so many people are always waiting to get it, the bank doesn't really care and would be hard to get any form of retention offer until and unless your spends are really high!
Click to expand...
And they give you 12.5k points in return for fee.. They rarely will offer any further retention.!
 
Upvote 0 Downvote
thegoodstoner said:
Does HDFC provide any retention offer on Infinia? Has anyone tried it?

Since the annual fee waiver is at 10 lakh, is it worth trying to close and speak to retention team if my spends are around ~5 lakh?

[Couldn't find any thread about this on technofino, hence creating this new post]
Click to expand...
be the first one to try.. you never know.. the outcome.. go with your GUTS.. i hope you're aware of potential upside/downside already.
 
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
Speed Funny Dance GIF
 
Upvote 0 Downvote
Sorry for being blunt here.
1RC said:
This is what happens when you upgrade to a card that you truly know inside of you, that you can't afford to keep next year. If your lifestyle or expense can't keep up with such cards, don't upgrade.
Click to expand...
I have the following premium cards:
1) Magnus for Burgundy (meets all my needs)
2) HDFC Infinia
3) Amex Platinum Charge Card

I recently upgrade from Gold Charge card to Platinum charge card and I am going to close this card after using the best of 135K points. Even with relatively modest monthly income, I know my expenses and lifestyle does not match the TRUE lifestyle income needed for Amex Platinum.

So its good to experience everything that comes in your mind but keeping it going needs common financial sense.

Finally to answer the OP - You get renewal benefit on paying the annual fee what more retention do you want? GST reversal?
Call them to give you Regalia LTF 🙂
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

VibhavBilgoji
  • Question Question
My HDFC CC is inactive for a year, but i got a retention offer on another card!!!
Replies
4
Views
411
VibhavBilgoji
VibhavBilgoji
ak1423
  • Solved
Axis Atlas retention offer
Replies
12
Views
786
helloworld
helloworld
B
ChatGPT's take on CC retention offers
Replies
3
Views
311
bonheur
B
S
  • Question Question
SBI denying fee waiver after retention offer [Help Needed]
2 3 4
Replies
70
Views
3K
shivamk
S
O
  • Question Question
Amex platinum travel retention offer
Replies
4
Views
1K
drsel
drsel
Back
Top