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RuPay-Discover Card - 25% cashback on USA, UAE, UK, Canada, Japan, Spain, Switzerland

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Harry1 said:
Used my Indian bank and icici bank card in Switzerland. Diners acceptance is pretty good here. So far only one place diners was declined. Used the full 10K quota on each card. Could have saved more if I had one more card😃.

Now waiting for my 2500x2 cashback 😁.
Click to expand...
@Abhishek012 Has anyone used Indian bank cards for forex transactions?

I used it on 1st-4th June for few transactions and transactions are still in pending state instead of settled. One of the transaction is actually now showing as reversed 😅. Even my credit limit is released for that transaction. It seems like Indian bank is not approving forex transactions at backend.

I am not sure if I will be in some legal trouble from those restaurants/hotels for transactions getting reversed 😞.
 
Harry1 said:
@Abhishek012 Has anyone used Indian bank cards for forex transactions?

I used it on 1st-4th June for few transactions and transactions are still in pending state instead of settled. One of the transaction is actually now showing as reversed 😅. Even my credit limit is released for that transaction. It seems like Indian bank is not approving forex transactions at backend.

I am not sure if I will be in some legal trouble from those restaurants/hotels for transactions getting reversed 😞.
Click to expand...
Was this a physical swipe by inserting your card in this POS swipe machine?
Did you put your PIN or did you sign with your fingers on the machine?
If so, the merchant can and will claim it.
 
drsel said:
Was this a physical swipe by inserting your card in this POS swipe machine?
Did you put your PIN or did you sign with your fingers on the machine?
If so, the merchant can and will claim it.
Click to expand...
Yes, physical swipe on pos machine with pin. Don't remember about sign. Most places don't ask for sign these days.

Btw, all 4 transactions are now showing as reversed 😅. Instead of 2.5k (25%), I got 10K (100%) profit 😉. This happened with indian bank card only, icici bank transactions are settled properly.

Now assuming, there are no repercussions , I am thinking I should have used this Indian bank card everywhere 🤣.

P.S. Statement is yet to generate. So, anything can change before that. But I can see it is mentioned as reversed in unbilled section and credit limit is released.
 
Harry1 said:
Yes, physical swipe on pos machine with pin. Don't remember about sign. Most places don't ask for sign these days.

Btw, all 4 transactions are now showing as reversed 😅. Instead of 2.5k (25%), I got 10K (100%) profit 😉. This happened with indian bank card only, icici bank transactions are settled properly.

Now assuming, there are no repercussions , I am thinking I should have used this Indian bank card everywhere 🤣.

P.S. Statement is yet to generate. So, anything can change before that. But I can see it is mentioned as reversed in unbilled section and credit limit is released.
Click to expand...
How did you manage to swipe exactly 10000 x 4 times, that too in a foreign currency?
 
Axxx, max cashback only 2.5K.... So, I need to check which of my Rupay ones are eligible.. lol, maybe PNB can give me some advantage now. 🤣
 
Harry1 said:
Yes, physical swipe on pos machine with pin. Don't remember about sign. Most places don't ask for sign these days.

Btw, all 4 transactions are now showing as reversed 😅. Instead of 2.5k (25%), I got 10K (100%) profit 😉. This happened with indian bank card only, icici bank transactions are settled properly.

Now assuming, there are no repercussions , I am thinking I should have used this Indian bank card everywhere 🤣.

P.S. Statement is yet to generate. So, anything can change before that. But I can see it is mentioned as reversed in unbilled section and credit limit is released.
Click to expand...
@Abhishek012 Dekha Rupay Cards ka kmaal.
100% cashback aur koi card de skta h kya?
 
How about forex conversion/markup charges in icici coral credit card ?

For example if i spend 10,000 Rs in a single go via swipe in US ? How much extra i need to pay ?
 
I also used my 3 Rupay Discover cards in US Trip, used the 10K limit on each of them.
Waiting for the cashback now 🙂

Don't know exactly when will I get however.
 
sethpriyam1 said:
Yes same. Waiting from last 2 months.
Click to expand...
Looks like you will not get any cash back.
The terms state---

Cashback will be credited to the eligible customer’s account by the customers’ RuPay Global card Issuing Bank within 60 working days from the settlement of the eligible transaction.

The following transactions are excluded from the Promotion:
Online transactions.
Buy Now, Pay Later (BNPL) transactions.
Transactions for Gift cards.
ATM transactions.
E-Wallet transactions.
 
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