They ain't giving sbi octane rupay
Sbi BPCL rupay easily available
No, SBI FORCEFULLY GAVE ME OCTANE CARD
July end: applied for cashback cc through sprint(having no sbi cc). On same day, got call back from sbi. They asked for 'any last month credit card statement with credit limit more than 25k'. I provided HDFC statement with CL 43k. After 30 min, another person called and said as per my credit history (cibil 785, 0 hit for 6 months, holding hdfc card, and icici apay CL 50k) i am eligible for any premium cc and refused to give cashback card and covinced me for octane rupay card and I e-signed. After 2 days kolkata verification done and received 11 days message. After next 2 days received call from Gurgaon. I rejected octane card as heard bad reviews about non credit of RPs. And asked him for cashback card and he refused.
After this, I ignored every call from sbi. They called every single day for 1 week and once in a week afterwards. By this time I decided to apply again for cashback card or bpcl normal card(2nd choice) for bbd sale after 1 month.
26 aug, 11:19 am: received call from sbi. I asked for cashback card. She told they can't apply for cb cc. They can apply for nomal card and told me to ask for cb card during kolkata or Gurgaon verification. Then, she closed the previous 1 month old application (sms and mail received from TATACD and SBICARD). She started new application in phone call and i dictated everything and and she sent me a link via mail to see is everything ok, if wrong i can correct it. She did not let me know which card she applied.
26 aug, 11:30 am: did video kyc
26 aug, 11:41 am: call from sbi. She told me that previous person applied reliance card for me. Offered me any premium card for my credit history (now cibil 765, 3 hits). She denied cashback and any basic card including bpcl normal card. With 125000 credit limit. No income proof needed. So, I asked for octane rupay as it returns joining fee. Also taught me how to tell lie in verification as my home and office address are same.
26 aug, 12:29 pm: verification done from kolkata. They refused for cashback card.
26 aug, 4:22 pm: verification done from Gurgaon. They also refused for cashback card.
26 aug, 5:01 pm: office verification person came to office and asked for business tenure. No sign, no document asked, even i was not present there, my father was.
27 aug, 10:00 am: card approved without any 11 day message. 125000 credit limit.
28 aug, 5:26 pm: dispatched with bluedart
29 aug, 1:42 pm: card delivered.
As of now RPs are credited perfectly, no issues. But spam callers bombarding my phone from 29 August onwards.
