SBI BPCL Octane apply ( VIA AGENT)

[Vasuki]

I applied via railway station agent
No verification of income ( he says pre qualified/approved) nothing was asked .

They did take pic & aadhar otp .

Then call came for verification same day . & Then got link for NSDL e link .
To verify.?

Does this mean application is approved?
They said only last call will come from gurugram! Before dispatch

 

[Deleted member 19066]

Try to apply offline on c2c basis or provide income docs

Sure.. Thank you sir

 

[SSV]

In crores..

Then goodbye to SBI cards.. you are never going to get any SBI card with present set SBI cards rules…

 

[SSV]

Sure.. Thank you sir

You are not going to get SBI card

 

[Deleted member 19066]

In crores..

Sir.. Holding CCs since 2015".."never missed single payment.. Already have all. Super premium cards..,

You hurt me

 

[SSV]

Sir.. Holding CCs since 2015".."never missed single payment.. Already have all. Super premium cards..,

You hurt me

Does not matter , you are over leveraged..
What is your annual income range?

 

[Deleted member 19066]

You are not going to get SBI card

Yeah... Even i don't have single card from psu Bank

 

[SSV]

Morethan 40 lacs

How much is your total CL?? How many crores?

 

[SSV]

Morethan 3.5"
.. cr.... Roughly

Okay , then there are two things you can do
1) either close all the unnecessarily cards/ credit accounts not used / useful there by this total CL should be around 2 crores

2) increase your income to 60 to 75 L ,
then you may come out of over leveraged position..
Then some chances of getting a SBI card..

Or the lesson to be learnt here for newbies

Get your SBI card very early in the journey of your CC portfolio!!
All the best

 

[HumorSimpson]

Morethan 3.5"
.. cr.... Roughly

3.5 CR for most of us is 3.5INR credited. You are way above the league.

 

[Deleted member 19066]

Okay , then there are two things you can do
1) either close all the unnecessarily cards/ credit accounts not used / useful there by this total CL should be around 2 crores

2) increase your income to 60 to 75 L ,
then you may come out of over leveraged position..
Then some chances of getting a SBI card..

Or the lesson to be learnt here for newbies

Get your SBI card very early in the journey of your CC portfolio!!
All the best

True.. But I don't care about reward n. All.. Just curious so applied..

Sbi. Is. Not the only bank in India..

 

[Deleted member 19066]

True.. But I don't care about reward n. All.. Just curious so applied..

Sbi. Is. Not the only bank in India..

Now I will never apply sbi cards... I think that's the reason I'm not getting single card from psu banks

 

[Tejo]

Rejected... Strange... I have super premium cards.. Still.. @Tejo

Apply offline

Best fuel cards .... sbi octane, bob energies, idfc power ......

Are few best cards

 

[Vasuki]

Online kyu nhi kiye apply?

I was like if it has to approved while applying via agent it will show instant.
If sbi doesn't ask for documents
And that's what happened

 

[Vasuki]

So what phone does Janab @DocFixIt use ? It's time he fixes it.

Poco x2 .
Uninstalled Truecaller,
& Block setting in dailer

 

[Vasuki]

Apply offline

Best fuel cards .... sbi octane, bob energies, idfc power ......

Are few best cards

Axis gives 8% via previlgae.best for me .

Try to apply offline on c2c basis or provide income docs

Say that to Bob .it will for property paper one by one even if u already did C2C method

Incorrect info.

If this happens, perhaps you or your friends changed truecaller app settings on your phone.

What level of span filterning truecaller can do is dictated by the settings you do inside the app. By default it allows all calls.

Truecaller is such a useful app, and I am appalled by misinformation ppl attribute to truecaller.

Yes it is useful.but rn all i care is that call to attend .
No idea why call rang 1 second . They should call today

 

[HumorSimpson]

Axis gives 8% via previlgae.best for me .

Please give a detailed explanation of it.

 

[Vasuki]

Please give a detailed explanation of it.

Axis iocl -4% edge Reward point - if u use upi no surcharge.
If u hold previlgae u can hold 2* value multi-brand voucher - hence 2*4=8% .
More than octane 6.25% net effective.
But octane gives u 100-120 off on cylinder booking

 

[HumorSimpson]

Axis iocl -4% edge Reward point - if u use upi no surcharge.
If u hold previlgae u can hold 2* value multi-brand voucher - hence 2*4=8% .
More than octane 6.25% net effective.
But octane gives u 100-120 off on cylinder booking

what are those multi brand vouchers ? APAY ?

 

[Vasuki]

what are those multi brand vouchers ? APAY ?

No .
Myntra & decathlon etc etc no apay or Flipkart

 

[HumorSimpson]

No .
Myntra & decathlon etc etc no apay or Flipkart

They are as good bad as papistan rupee