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SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns.

Bhai IDFC mein kaunsi Debit card fee lagti hai Select account pe? IDFC = Sab Free. I know about FirsTap card since account opening. But not opting it. 30000 pts hai mere card pe toh kyu lena FirstTap? Also both my classic and VISA Infinite cards are active. Total= 38000 pts which I can never reach till there is 4L+ payment that only with IDFC. Anyways, no charges at all for any services incl. Debit card annual fee. No issuance charges also.

RuPay platinum ki line lagi padi hai 10-12 cards ki ghar mein. Toh firday offers mein 5-8 hi use hotey hai.
1.) isn't the IDFC reward program on the customer I'd basis ?

2.) have you got 38k points or used simultaneously both debit cards in a single month ?

3.) Customer care agent once told me Reward points will be credited on customer I'd basis and maximum reward will depend account eligibility.
 
Also apply IDFC Firstap Sticker RuPay Platinum Debit Card (only one time Rs99 charge & Rs505 worth Reward) and use for CC bill payment and get 8000 pts per month + Amazon friday offer.

Block your primary VISA classic card. So no need to pay any card annual fee.
🤣🤣
Ohh bhai jee?🤣

Kuchbhi?

Free hai IDFC mein block kyu karwa rahe hain?
 
Kaha spend kiye the ? waise welcome bonus k liye toh koi restriction tha nahi shayad.
Welcome bonus is only for first txn and it should be Rs.1000 above which is clearly written in TnC applicable to both Physical Card and FirsTap.

Also if someone do less than Rs.1000, they lose their 2000 RPs. I also did Rs.2000 when got the Classic Card and then with Upgrade to Infinite Card after account upgrade with FDs, it also gave the same 4000 on first txn which was Rs.1100 only. RPs came in 7-8 days that time.

Kabhi website read kiya karo bhai log, https://www.firstrewards.com/user/earn

2000 points on first debit card transaction above Rs. 1000

4000 welcome points for FIRST Select,

8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private.

*Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023
 
You can open online if you don't have problem using Aadhaar for eKYC or you can use any other PoI/PoA like Voter ID/Dl to open online and then visit branch to complete KYC. They give account and cust ID instantly before vKYC. In case vKYC fails just visit nearest branch to do it physically.

If you need referral then DM me.
My aadhaar address is non serviceable. SO will have to visit a branch at my office location
 
1.) isn't the IDFC reward program on the customer I'd basis ?

2.) have you got 38k points or used simultaneously both debit cards in a single month ?

3.) Customer care agent once told me Reward points will be credited on customer I'd basis and maximum reward will depend account eligibility.
Yes it is per Customer ID basis and also account variant basis. I already told that it is difficult to reach 30K also for me in a month then forget about whether 8K/30K on card spendings. For that I need to pay bills 3.4L with IDFC only which isn't possible as I pay 64K with Millennia. Also as RPs are of no use till Amazon GC comes, it make me refrain to go all out with IDFC card. Mostly we pay CC bills by splitting in 2 months with Millennia so it cover 1.28L.

I have used cards simultaneously and rewards are credited as per spending not which card used. Give you an example: I used Classic last month for 60K and then Inifnite for rest 1.15L. Points over 50K are made 10X per 100. Below that were given 3 RPs per 150 instead of 2. So it is customer ID/account variant based else for 10K (out of 60K) for using Classic, they would have credited 10 per 150 spent.

Same is with FirsTap card. If you use it after 50K it will give you 10X. Before that also you get Select benefit of 3 Points per 150.

IDFC Clearly states,

2X points for every Rs. 150 spent via debit card all online purchases
3X points for FIRST Select, 4X points for FIRST Wealth and 6X points for FIRST Private

Here they never mentioned Card Variant like Classic, Infinite, Platinum, Signature etc.

A monthly reward point accrual capping will be applicable based on user’s program membership. (w.e.f. 1st December 2023)

Type of Program

Monthly Point Capping

General

8,000

Select

30,000

Wealth

50,000

Private

5,00,000
 
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My aadhaar address is non serviceable. SO will have to visit a branch at my office location
If you have branch at your address then just untick the My communication address is ame as Aadhaar option and change the communication address and use PIN code of that while opening online using website on desktop or mobile. They will give you account according to it.
 
You will get one time chance per month to pay multiple times.

Read my trick, send request to your UPI multiple times (dnt pay after first UPI request, go back to 4 digit card enter page, now again fetch your cc bill and resend again UPI request, every time you need to fetch bill and send UPI payment request) and now pay one by one from your UPI app (you will get total 10 mins times to approved your UPI payment request, after first UPI request send).
Abhishek Bhai, this trick is patched now 🙁 .......
 
Have you faced this personally? I knew few people who...you know what I meant.
Not personally as my txn was above 1K both times. I got your point. If you say so. But better follow 1K/1100 min. to be on safe side. 🙂

But technically you can read term as first txn of Rs.1000. So no matter whether you did say Rs.500 and 750 txn first/second time. The moment you do a txn 1000 they will give you. Or if they following cumulative pattern that I don't know.
 
Welcome bonus is only for first txn and it should be Rs.1000 above which is clearly written in TnC applicable to both Physical Card and FirsTap.

Also if someone do less than Rs.1000, they lose their 2000 RPs. I also did Rs.2000 when got the Classic Card and then with Upgrade to Infinite Card after account upgrade with FDs, it also gave the same 4000 on first txn which was Rs.1100 only. RPs came in 7-8 days that time.

Kabhi website read kiya karo bhai log, https://www.firstrewards.com/user/earn

2000 points on first debit card transaction above Rs. 1000

4000 welcome points for FIRST Select,

8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private.

*Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023
Woha IDFC firstap Sticker RuPay Platinum Debit Card wale post me kuch log comment kiye hai ki baad me bhi mile hai jo logo ne baad me Rs1000+ k first transaction kiye, usse pahele unlogo ne Amazon friday offer bahut kar use kar chuke the.
 
Not personally as my txn was above 1K both times. I got your point. If you say so. But better follow 1K/1100 min. to be on safe side. 🙂

But technically you can read term as first txn of Rs.1000. So no matter whether you did say Rs.500 and 750 txn first/second time. The moment you do a txn 1000 they will give you. Or if they following cumulative pattern that I don't know.
Yes, but you had mentioned this previous le 👇 that's why I asked.
Also if someone do less than Rs.1000, they lose their 2000 RPs.
 
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